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Home Decor

Landscape Ideas
35 Luxury Backyard Fence Decor Ideas

by admin June 21, 2019

by admin June 21, 2019

35 Luxury Backyard Fence Decor Ideas .A backyard is an extension of what’s taking place inside our…
Landscape Ideas
25 Finest Easy Outdoor Landscape

by admin June 21, 2019

by admin June 21, 2019

25 Finest Easy Outdoor Landscape .We have all the landscaping supplies you need to make your landscape…
Kitchen Ideas
20 Lovely Mosaic Kitchen Backsplash Ideas

by admin June 21, 2019

by admin June 21, 2019

20 Lovely Mosaic Kitchen Backsplash Ideas . Choosing tile for your backsplash can be a pleasurable stage…
Landscape Ideas
20 Terrific Free Online Landscape Design tool

by admin June 20, 2019

by admin June 20, 2019

20 Terrific Free Online Landscape Design tool .A yard is an expansion of what’s going on inside…
Bathroom Ideas
35 Fantastic Large Framed Bathroom Mirrors

by admin June 19, 2019

by admin June 19, 2019

35 Fantastic Large Framed Bathroom Mirrors .The makeovers featured over showcase MirrorMate’s line of customized mirror structures.…
Bedroom Ideas
23 Insanely Chic Small Bedroom Furniture

by admin June 19, 2019

by admin June 19, 2019

23 Insanely Chic Small Bedroom Furniture . When enhancing little rooms, one of the most effective means…
Living Room Ideas
25 Thinks We Can Learn From This Floral Curtains for Living Room

by admin June 16, 2019

by admin June 16, 2019

25 Thinks We Can Learn From This Floral Curtains for Living Room .These curtains are developed to…
Kitchen Ideas
23 Cool White Kitchen Cabinet Styles

by admin June 16, 2019

by admin June 16, 2019

23 Cool White Kitchen Cabinet Styles .A small kitchen can be upsetting for some individuals, because it…
Bedroom Ideas
30 Finest Rustic Industrial Bedroom

by admin June 16, 2019

by admin June 16, 2019

30 Finest Rustic Industrial Bedroom .Update your relaxed retreat s style in one fell swoop with this…
Living Room Ideas
20 Luxurious Living Room Wall Cabinet

by admin June 15, 2019

by admin June 15, 2019

20 Luxurious Living Room Wall Cabinet .The areas were spare. Because our client’s entertaining style is laid-back…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?