Category:

Home Decor

Kids Room Ideas
21 Smart Kids Double Swing

by admin July 15, 2019

by admin July 15, 2019

21 Smart Kids Double Swing .When you don’t feel like packing up as well as travelling to…
Kitchen Ideas
24 Brilliant Modern Cabinets Kitchen

by admin July 13, 2019

by admin July 13, 2019

24 Brilliant Modern Cabinets Kitchen .Modern kitchen ideas and inspirationThe modern cooking area constantly appears to be…
Landscape Ideas
24 Wonderful Portfolio Landscape Path Light

by admin July 13, 2019

by admin July 13, 2019

24 Wonderful Portfolio Landscape Path Light .Bring your home’s best attributes to life by creating a dramatic…
Kitchen Ideas
25 Marvelous Inset Kitchen Cabinet

by admin July 13, 2019

by admin July 13, 2019

25 Marvelous Inset Kitchen Cabinet .If your cooking area is open, airy, and full of all-natural light,…
Bedroom Ideas
22 Fascinating Modern Bedroom Sconces

by admin July 12, 2019

by admin July 12, 2019

22 Fascinating Modern Bedroom Sconces .The room is indicated to be a haven of convenience where alleviation…
Bathroom Ideas
30 Insanely Chic Blue Bathroom Decor

by admin July 12, 2019

by admin July 12, 2019

30 Insanely Chic Blue Bathroom Decor .Envision attempting to live without a bathroom. When it comes down…
Living Room Ideas
22 Newest Brown sofa Living Room Ideas

by admin July 12, 2019

by admin July 12, 2019

22 Newest Brown sofa Living Room Ideas .Contemporary living area de cor withstands the minutiae of decoration…
Kitchen Ideas
20 Fascinating Kitchen White Backsplash

by admin July 12, 2019

by admin July 12, 2019

20 Fascinating Kitchen White Backsplash . We weren’t even planning a kitchen reno, however we are now.…
Bedroom Ideas
30 Luxury Bedroom Sets for Kids

by admin July 12, 2019

by admin July 12, 2019

30 Luxury Bedroom Sets for Kids .Timber beds and their coming with furnishings are tough and hardwearing…
Landscape Ideas
20 Spectacular Landscape Around A Patio

by admin July 12, 2019

by admin July 12, 2019

20 Spectacular Landscape Around A Patio .There are various other means to do it (such as outdoor…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?