Category:

Home Decor

Outdoor Ideas
25 Beautiful Outdoor Kitchen and Fireplace Ideas

by admin July 17, 2019

by admin July 17, 2019

25 Beautiful Outdoor Kitchen and Fireplace Ideas .Outside Kitchens When the weather condition behaves and the sunlight…
Landscape Ideas
20 Exellent Modern Landscape Design

by admin July 16, 2019

by admin July 16, 2019

20 Exellent Modern Landscape Design .The customers of landscape designer Fiona Eco-friendly of Environment-friendly Tree Garden Style…
Living Room Ideas
23 Cool White Paint Living Room

by admin July 16, 2019

by admin July 16, 2019

23 Cool White Paint Living Room .Leisure, convenience, togetherness. It’s the setting for plenty of memories and…
Landscape Ideas
25 Gorgeous Outdoor Landscape Ideas

by admin July 16, 2019

by admin July 16, 2019

25 Gorgeous Outdoor Landscape Ideas .Your lawn remains in good hands. We have all the landscape design…
Paint Ideas
22 Brilliant Patio Deck Paint

by admin July 16, 2019

by admin July 16, 2019

22 Brilliant Patio Deck Paint .Tarnishing a deck can be a big task so select your color…
Storage Ideas
23 Charming Vanity Bench with Storage

by admin July 15, 2019

by admin July 15, 2019

23 Charming Vanity Bench with Storage .Storage OttomansKeep all your relaxing things tucked away with a trendy…
Living Room Ideas
22 Elegant Rustic themed Living Room

by admin July 15, 2019

by admin July 15, 2019

22 Elegant Rustic themed Living Room .Rustic design is a popular interior style specifically fit to people…
Kitchen Ideas
20 Magnificient Country Kitchen Backsplashes

by admin July 15, 2019

by admin July 15, 2019

20 Magnificient Country Kitchen Backsplashes .How It’s DoneRun 4 x 4-inch white tiles in a diagonal layout…
Bedroom Ideas
25 Catchy Purple Paint for Bedroom

by admin July 15, 2019

by admin July 15, 2019

25 Catchy Purple Paint for Bedroom .We’ll be the very first to confess that awakening early and…
Living Room Ideas
24 Charming Chandelier Lights for Living Room

by admin July 15, 2019

by admin July 15, 2019

24 Charming Chandelier Lights for Living Room .Ceiling Lights Below at Dunelm we are proud to offer…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?