Category:

Home Decor

Bathroom Ideas
30 Trendy Home Depot Bathroom Shower Tile

by admin July 24, 2019

by admin July 24, 2019

30 Trendy Home Depot Bathroom Shower Tile .Squeezing a shower right into a little house bathroom with…
Living Room Ideas
21 Superb Farmhouse Living Room Wall Decor

by admin July 23, 2019

by admin July 23, 2019

21 Superb Farmhouse Living Room Wall Decor .Farmhouse design is everything about relaxed simpleness and convenience. So,…
Living Room Ideas
23 Inexpensive Modern Living Room Ceiling Fan

by admin July 23, 2019

by admin July 23, 2019

23 Inexpensive Modern Living Room Ceiling Fan .What many individuals don’t value about modern layout is how…
Bedroom Ideas
23 Cool Small Comfy Chair for Bedroom

by admin July 23, 2019

by admin July 23, 2019

23 Cool Small Comfy Chair for Bedroom .Calling all little space residents! Big city houses, vintage residence…
Bathroom Ideas
20 Dreamy Bright Bathroom Colors

by admin July 23, 2019

by admin July 23, 2019

20 Dreamy Bright Bathroom Colors .Before choosing on shower room shade systems, it s an excellent suggestion…
Bedroom Ideas
20 Luxury Pink Shabby Chic Bedroom

by admin July 23, 2019

by admin July 23, 2019

20 Luxury Pink Shabby Chic Bedroom .Worn-out elegant room designs provide your room a comfy, homey feeling.…
Kitchen Ideas
30 Marvelous Kitchen Shelf organizers

by admin July 22, 2019

by admin July 22, 2019

30 Marvelous Kitchen Shelf organizers .From food preparation to captivating to cleaning, our kitchen area collection helps…
Bedroom Ideas
20 Fancy Disney Princess Bedroom Decor

by admin July 22, 2019

by admin July 22, 2019

20 Fancy Disney Princess Bedroom Decor .In this bedroom made by Charlotte Lucas, layers of rich textures…
Kitchen Ideas
20 Elegant Pantry for Small Kitchen

by admin July 21, 2019

by admin July 21, 2019

20 Elegant Pantry for Small Kitchen .This small kitchen idea is big on the industrial feelings thanks…
Kitchen Ideas
20 Of the Hottest Small Kitchen Knife

by admin July 20, 2019

by admin July 20, 2019

20 Of the Hottest Small Kitchen Knife .A bold splashback is an additional simple means to add…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?