Category:

Home Decor

Living Room Ideas
22 Insanely Chic Rustic Living Room Set

by admin July 5, 2019

by admin July 5, 2019

22 Insanely Chic Rustic Living Room Set .Rustic style is a prominent indoor design especially matched to…
Landscape Ideas
24 Fascinating Modern Landscape Lighting

by admin July 5, 2019

by admin July 5, 2019

24 Fascinating Modern Landscape Lighting .Conventionally created as well as sourced electrical power remains one of the…
Pool Ideas
30 Fantastic Best Above Ground Pool Light

by admin July 5, 2019

by admin July 5, 2019

30 Fantastic Best Above Ground Pool Light .If you are considering mounting an above ground swimming pool,…
Kitchen Ideas
20 Amazing Kitchen Remodeling Contractor San Diego

by admin July 4, 2019

by admin July 4, 2019

20 Amazing Kitchen Remodeling Contractor San Diego .homeowners Woodwyn Koons and Dmitri Siegel picked to accent their…
Bathroom Ideas
24 Lovely Bathroom Mosaic Tile Backsplash

by admin July 4, 2019

by admin July 4, 2019

24 Lovely Bathroom Mosaic Tile Backsplash .You currently understand ceramic tile is best for the bathroom, but…
Living Room Ideas
22 Inspirational Comfy Living Room Ideas

by admin July 4, 2019

by admin July 4, 2019

22 Inspirational Comfy Living Room Ideas .Contemporary living area de cor resists the minutiae of decoration as…
Landscape Ideas
25 Lovely Outdoor Landscape Small Space

by admin July 3, 2019

by admin July 3, 2019

25 Lovely Outdoor Landscape Small Space .Your yard is in great hands. We have all the landscaping…
Kitchen Ideas
20 Superb Kitchen Remodelers Raleigh Nc

by admin July 3, 2019

by admin July 3, 2019

20 Superb Kitchen Remodelers Raleigh Nc .Updating your cooking and food-prep area with a tile backsplash is…
Living Room Ideas
21 Antique Small Bar for Living Room

by admin July 3, 2019

by admin July 3, 2019

21 Antique Small Bar for Living Room .If your living room has accessibility to a lots of…
Garage Ideas
23 Thinks We Can Learn From This Garage Door Repair Charlotte Nc

by admin July 2, 2019

by admin July 2, 2019

23 Thinks We Can Learn From This Garage Door Repair Charlotte Nc .In the market for overhead…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?