Category:

Home Decor

Kitchen Ideas
20 Extraordinary Outdoor Kitchen with Fireplace

by admin August 5, 2019

by admin August 5, 2019

20 Extraordinary Outdoor Kitchen with Fireplace . When the weather is warm and enjoyable, there is nothing…
Living Room Ideas
23 Luxury Small Living Room Paint Ideas

by admin August 5, 2019

by admin August 5, 2019

23 Luxury Small Living Room Paint Ideas .A coat of fresh paint can take a breath life…
Kitchen Ideas
20 Extraordinary Grey Backsplash Kitchen

by admin August 4, 2019

by admin August 4, 2019

20 Extraordinary Grey Backsplash Kitchen . Since its smaller scale means you’re complimentary to be innovative and…
Living Room Ideas
20 Gorgeous Wooden Wall Designs Living Room

by admin August 4, 2019

by admin August 4, 2019

20 Gorgeous Wooden Wall Designs Living Room .Bare wall surfaces can leave the area feeling bland and…
Kitchen Ideas
25 Finest Kitchen Counters Dimensions

by admin August 4, 2019

by admin August 4, 2019

25 Finest Kitchen Counters Dimensions .Top-end, exceptional kitchen counter top products are a substantial part of a…
Bathroom Ideas
23 Inspirational Grohe Bathroom Faucets

by admin August 3, 2019

by admin August 3, 2019

23 Inspirational Grohe Bathroom Faucets .Locate a Shower Room Sink Faucet that Matches Your Style Be sure,…
Storage Ideas
23 Pretty Extra Long Storage Bench

by admin August 3, 2019

by admin August 3, 2019

23 Pretty Extra Long Storage Bench .Entryway Storage space Benches A storage bench in the entrance can…
Bathroom Ideas
24 Extraordinary Bathroom Tile Cover Up

by admin August 3, 2019

by admin August 3, 2019

24 Extraordinary Bathroom Tile Cover Up .You already understand ceramic tile is best for the bathroom, however…
Bedroom Ideas
24 Modern Girls Bedroom Rugs

by admin August 3, 2019

by admin August 3, 2019

24 Modern Girls Bedroom Rugs .Nothing makes a room pop like a significant statement item in a…
Living Room Ideas
30 Perfect Country Table Lamps Living Room

by admin August 3, 2019

by admin August 3, 2019

30 Perfect Country Table Lamps Living Room .Dining-room Tables by Ashley Furniture HomeStore From the latest styles…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?