Category:

Home Decor

Paint Ideas
22 Marvelous Yugioh Weather Painter Deck

by admin August 10, 2019

by admin August 10, 2019

22 Marvelous Yugioh Weather Painter Deck .Tarnishing a deck can be a large work so choose your…
Living Room Ideas
25 Extraordinary Boho Minimalist Living Room

by admin August 10, 2019

by admin August 10, 2019

25 Extraordinary Boho Minimalist Living Room .Just since a living room is a space where you invest…
Bathroom Ideas
25 Catchy Bronze Bathroom Light Fixtures

by admin August 10, 2019

by admin August 10, 2019

25 Catchy Bronze Bathroom Light Fixtures .You ll likewise desire to light the vanity area with some…
Kitchen Ideas
20 Brilliant Simple Kitchen Backsplash Ideas

by admin August 10, 2019

by admin August 10, 2019

20 Brilliant Simple Kitchen Backsplash Ideas . We weren’t even preparing a kitchen reno, however we are…
Landscape Ideas
20 Magnificient Residential Landscape Design

by admin August 9, 2019

by admin August 9, 2019

20 Magnificient Residential Landscape Design .The clients of landscape designer Fiona Eco-friendly of Green Tree Yard Layout…
Bedroom Ideas
20 Antique Shabby Chic Bedroom

by admin August 9, 2019

by admin August 9, 2019

20 Antique Shabby Chic Bedroom .Searching for some worn-out elegant bedroom suggestions for brand-new bed linens? You…
Kids Room Ideas
25 Sensational Kids Indoor Play Structure

by admin August 9, 2019

by admin August 9, 2019

25 Sensational Kids Indoor Play Structure .Instead of maintaining them homebound, allow them run trouble in an…
Kids Room Ideas
35 Unique Round Kids Table

by admin August 9, 2019

by admin August 9, 2019

35 Unique Round Kids Table .Our youngsters s table and chairs are made with your little one…
Kitchen Ideas
20 Superb Kitchen Backsplash Murals

by admin August 9, 2019

by admin August 9, 2019

20 Superb Kitchen Backsplash Murals . Picking tile for your backsplash can be a satisfying phase of…
Landscape Ideas
25 Superb Rustic Outdoor Landscape

by admin August 8, 2019

by admin August 8, 2019

25 Superb Rustic Outdoor Landscape .We have all the landscaping supplies you require to make your landscape…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?