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Home Decor

Bedroom Ideas
25 Cute Chalk Painted Bedroom Furniture

by admin September 10, 2019

by admin September 10, 2019

25 Cute Chalk Painted Bedroom Furniture .And since shades as well as light effect our state of…
Kitchen Ideas
21 Lovely Rustic Kitchen islands

by admin September 10, 2019

by admin September 10, 2019

21 Lovely Rustic Kitchen islands .Open shelves, as opposed to top cupboards, provide this small cottage kitchen…
Kitchen Ideas
20 Perfect Small Kitchen Dinette Set

by admin September 9, 2019

by admin September 9, 2019

20 Perfect Small Kitchen Dinette Set .The secret needs to constantly be imagination when it comes to…
Bedroom Ideas
30 Marvelous Kids Bedroom Furniture Sets

by admin September 9, 2019

by admin September 9, 2019

30 Marvelous Kids Bedroom Furniture Sets .For children that are a lot more practically minded how around…
Kitchen Ideas
30 Inspiring Kitchen Drawer organizer Ikea

by admin September 9, 2019

by admin September 9, 2019

30 Inspiring Kitchen Drawer organizer Ikea .Construct any of these kitchen area storage space projects as well…
Bathroom Ideas
35 Gorgeous Tiny Bathroom Vanity

by admin September 8, 2019

by admin September 8, 2019

35 Gorgeous Tiny Bathroom Vanity .We carry washroom lights by the leading suppliers and developers, including Quoizel,…
Kitchen Ideas
20 Fancy Outdoor Grill Kitchen

by admin September 7, 2019

by admin September 7, 2019

20 Fancy Outdoor Grill Kitchen . When the weather condition is warm and pleasant, there is absolutely…
Bathroom Ideas
25 Spectacular Latest Bathroom Design

by admin September 6, 2019

by admin September 6, 2019

25 Spectacular Latest Bathroom Design .A washroom does not require to be extravagant to look excellent. This…
Kitchen Ideas
20 Spectacular Pictures Of Kitchen Backsplash Tile

by admin September 6, 2019

by admin September 6, 2019

20 Spectacular Pictures Of Kitchen Backsplash Tile .When you’re talking kitchen backsplash ideas, it does not get…
Bathroom Ideas
30 Trendy Spa Bathroom Decor

by admin September 6, 2019

by admin September 6, 2019

30 Trendy Spa Bathroom Decor .The majority of people put on t have the high-end of a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?