Category:

Home Decor

Outdoor Ideas
25 Elegant Outdoor Kitchen Fireplace

by admin August 31, 2019

by admin August 31, 2019

25 Elegant Outdoor Kitchen Fireplace .While exterior cooking is good, it is not the only option in…
Kitchen Ideas
20 Beautiful Backsplash Kitchen Tiles

by admin August 31, 2019

by admin August 31, 2019

20 Beautiful Backsplash Kitchen Tiles . We weren’t even preparing a kitchen reno, but we are now.…
Bedroom Ideas
23 Awesome Small Bedroom Bench Seat

by admin August 31, 2019

by admin August 31, 2019

23 Awesome Small Bedroom Bench Seat . Strategic designing is crucial when it comes to embellishing a…
Backyard Ideas
35 Cool Backyard Volleyball Set

by admin August 31, 2019

by admin August 31, 2019

35 Cool Backyard Volleyball Set .Are you all set to offer your outdoor space an upgrade? A…
Kitchen Ideas
23 Unique Styling Ideas for Your High Gloss White Kitchen Cabinet

by admin August 31, 2019

by admin August 31, 2019

23 Unique Styling Ideas for Your High Gloss White Kitchen Cabinet .You have to be aware that…
Kitchen Ideas
20 Delightful Small Kitchen Nook Ideas

by admin August 30, 2019

by admin August 30, 2019

20 Delightful Small Kitchen Nook Ideas .A small kitchen can still have a huge character. Enter this…
Kitchen Ideas
20 Smart Kitchen Tile Backsplashes Images

by admin August 30, 2019

by admin August 30, 2019

20 Smart Kitchen Tile Backsplashes Images . Selecting tile for your backsplash can be a satisfying stage…
Kitchen Ideas
30 Cute Ikea Kitchen organizer

by admin August 30, 2019

by admin August 30, 2019

30 Cute Ikea Kitchen organizer .Certainly you ve heard of this revolutionary point called a flavor shelf.…
Living Room Ideas
20 Incredible Grey Living Room Walls

by admin August 30, 2019

by admin August 30, 2019

20 Incredible Grey Living Room Walls .Area makeovers include several components. From furniture, to wall surface shade,…
Bedroom Ideas
30 Cute Rustic Bedroom Vanity

by admin August 30, 2019

by admin August 30, 2019

30 Cute Rustic Bedroom Vanity .Each item in this bedroom furnishings collection has a troubled antique whitewashed…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?