Category:

Home Decor

Bedroom Ideas
35 Incredible Beige Bedroom Walls

by admin September 19, 2019

by admin September 19, 2019

35 Incredible Beige Bedroom Walls .Your room needs to be the coziest space in your house, so…
Lighting Ideas
22 Stunning Kitchen soffit Lights

by admin September 19, 2019

by admin September 19, 2019

22 Stunning Kitchen soffit Lights .Illumination is a simple means to make a large distinction in your…
Kitchen Ideas
24 Smart Ultra Modern Kitchen

by admin September 19, 2019

by admin September 19, 2019

24 Smart Ultra Modern Kitchen .Modern kitchen ideas and also inspirationThe modern cooking area constantly seems to…
Landscape Ideas
24 Sensational Malibu Landscape Lighting Parts

by admin September 19, 2019

by admin September 19, 2019

24 Sensational Malibu Landscape Lighting Parts .Traditionally produced as well as sourced electricity remains the most made…
Landscape Ideas
23 Dreamy Metal Landscape Edging Home Depot

by admin September 19, 2019

by admin September 19, 2019

23 Dreamy Metal Landscape Edging Home Depot .A well-defined edge is frequently the difference in between a…
Kitchen Ideas
22 Magnificient Kitchen Tile Design

by admin September 18, 2019

by admin September 18, 2019

22 Magnificient Kitchen Tile Design .Looking for kitchen area floor tile ideas and inspiration? Floor tiles are…
Living Room Ideas
23 Best Of Modern Living Room Furniture

by admin September 18, 2019

by admin September 18, 2019

23 Best Of Modern Living Room Furniture .What many people do not value regarding contemporary layout is…
Organizing Ideas
30 Best Design Ideas for Sears Garage organization

by admin September 18, 2019

by admin September 18, 2019

30 Best Design Ideas for Sears Garage organization .Plastic storage space bins are one of the terrific…
Organizing Ideas
30 Newest Garage organization Hooks

by admin September 18, 2019

by admin September 18, 2019

30 Newest Garage organization Hooks .Garage Shelving Devices Open shelving systems keep your products arranged and accessible.…
Kitchen Ideas
25 Marvelous Kitchen Countertop Design

by admin September 18, 2019

by admin September 18, 2019

25 Marvelous Kitchen Countertop Design .Top-end, exceptional kitchen counter top materials are a considerable component of a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?