Category:

Home Decor

Firepit Ideas
22 Luxury Round Firepit Cover

by admin September 21, 2019

by admin September 21, 2019

22 Luxury Round Firepit Cover .Fire Pit Suggestions To pick the ideal fire pit design as well…
Living Room Ideas
20 Wonderful Accent Walls for Living Room

by admin September 21, 2019

by admin September 21, 2019

20 Wonderful Accent Walls for Living Room .Wall surface d cor – consisting of wall surface art,…
Organizing Ideas
30 Modern Lowes Garage organization

by admin September 21, 2019

by admin September 21, 2019

30 Modern Lowes Garage organization .Plastic storage space bins are one of the wonderful garage storage space…
Landscape Ideas
21 Insanely Chic Landscape Timbers for Fence Posts

by admin September 21, 2019

by admin September 21, 2019

21 Insanely Chic Landscape Timbers for Fence Posts .The old expression “Excellent fencings make great next-door neighbors”…
Bathroom Ideas
25 Lovely Subway Tile Bathroom Designs

by admin September 21, 2019

by admin September 21, 2019

25 Lovely Subway Tile Bathroom Designs .A washroom does not need to be extravagant to look terrific.…
Kitchen Ideas
20 Inspiring 3d Kitchen Backsplash

by admin September 20, 2019

by admin September 20, 2019

20 Inspiring 3d Kitchen Backsplash . Picking tile for your backsplash can be a pleasurable stage of…
Living Room Ideas
24 Wonderful Table Lamp Living Room

by admin September 20, 2019

by admin September 20, 2019

24 Wonderful Table Lamp Living Room .Living room lighting Light up the possibilities It s remarkable the…
Storage Ideas
23 Gorgeous Threshold Storage Bench

by admin September 20, 2019

by admin September 20, 2019

23 Gorgeous Threshold Storage Bench .Storage OttomansKeep all your comfy points tucked away with an elegant storage…
Bedroom Ideas
35 Pretty Bedroom Wall Decal

by admin September 20, 2019

by admin September 20, 2019

35 Pretty Bedroom Wall Decal .Your bed room should be the coziest space in your house, so…
Living Room Ideas
20 Insanely Chic Burgundy Living Room Walls

by admin September 20, 2019

by admin September 20, 2019

20 Insanely Chic Burgundy Living Room Walls .Area makeovers include several components. From furniture, to wall shade,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?