Category:

Home Decor

Kitchen Ideas
20 Smart Galley Kitchen Design Ideas

by admin September 11, 2019

by admin September 11, 2019

20 Smart Galley Kitchen Design Ideas .When you plan to design a new kitchen or renovate it,…
Landscape Ideas
20 Wonderful Landscape Design Perth

by admin September 11, 2019

by admin September 11, 2019

20 Wonderful Landscape Design Perth .A backyard is an expansion of what’s taking place inside our house,…
Storage Ideas
23 Charming Entry Benches Shoe Storage

by admin September 11, 2019

by admin September 11, 2019

23 Charming Entry Benches Shoe Storage .Storage space OttomansKeep all your comfy points hid with a stylish…
Bedroom Ideas
20 Elegant Wall Decorations for Master Bedroom

by admin September 10, 2019

by admin September 10, 2019

20 Elegant Wall Decorations for Master Bedroom .Bedrooms must be a location to loosen up, however that…
Living Room Ideas
23 top Modern Living Room Couch

by admin September 10, 2019

by admin September 10, 2019

23 top Modern Living Room Couch .In some edges of the embellishing world “modern-day” is taken into…
Living Room Ideas
30 Amazing End Tables Living Room

by admin September 10, 2019

by admin September 10, 2019

30 Amazing End Tables Living Room .Just how to Establish a Dining Room Table? There are three…
Bedroom Ideas
25 Cute Chalk Painted Bedroom Furniture

by admin September 10, 2019

by admin September 10, 2019

25 Cute Chalk Painted Bedroom Furniture .And since shades as well as light effect our state of…
Kitchen Ideas
21 Lovely Rustic Kitchen islands

by admin September 10, 2019

by admin September 10, 2019

21 Lovely Rustic Kitchen islands .Open shelves, as opposed to top cupboards, provide this small cottage kitchen…
Kitchen Ideas
20 Perfect Small Kitchen Dinette Set

by admin September 9, 2019

by admin September 9, 2019

20 Perfect Small Kitchen Dinette Set .The secret needs to constantly be imagination when it comes to…
Bedroom Ideas
30 Marvelous Kids Bedroom Furniture Sets

by admin September 9, 2019

by admin September 9, 2019

30 Marvelous Kids Bedroom Furniture Sets .For children that are a lot more practically minded how around…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?