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Home Decor

Kitchen Ideas
22 Magnificient Kitchen Tile Design

by admin September 18, 2019

by admin September 18, 2019

22 Magnificient Kitchen Tile Design .Looking for kitchen area floor tile ideas and inspiration? Floor tiles are…
Living Room Ideas
23 Best Of Modern Living Room Furniture

by admin September 18, 2019

by admin September 18, 2019

23 Best Of Modern Living Room Furniture .What many people do not value regarding contemporary layout is…
Organizing Ideas
30 Best Design Ideas for Sears Garage organization

by admin September 18, 2019

by admin September 18, 2019

30 Best Design Ideas for Sears Garage organization .Plastic storage space bins are one of the terrific…
Organizing Ideas
30 Newest Garage organization Hooks

by admin September 18, 2019

by admin September 18, 2019

30 Newest Garage organization Hooks .Garage Shelving Devices Open shelving systems keep your products arranged and accessible.…
Kitchen Ideas
25 Marvelous Kitchen Countertop Design

by admin September 18, 2019

by admin September 18, 2019

25 Marvelous Kitchen Countertop Design .Top-end, exceptional kitchen counter top materials are a considerable component of a…
Living Room Ideas
21 Inspirational Small Living Room Layouts

by admin September 18, 2019

by admin September 18, 2019

21 Inspirational Small Living Room Layouts .When space is lacking, the only choice is to obtain imaginative…
Bathroom Ideas
35 Stylish Making A Bathroom Vanity

by admin September 17, 2019

by admin September 17, 2019

35 Stylish Making A Bathroom Vanity .For extra ideas, our gallery of shower room illumination pictures gives…
Landscape Ideas
20 Amazing Landscape and Patio Design

by admin September 17, 2019

by admin September 17, 2019

20 Amazing Landscape and Patio Design .A backyard is an extension of what’s going on inside our…
Living Room Ideas
25 Magnificient Minimalist Living Room Furniture

by admin September 17, 2019

by admin September 17, 2019

25 Magnificient Minimalist Living Room Furniture .The trick is to ensure that you keep the living room…
Living Room Ideas
23 Lovely Modern Eclectic Living Room

by admin September 17, 2019

by admin September 17, 2019

23 Lovely Modern Eclectic Living Room .There’s a belief that contemporary spaces are cold and lack individuality.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?