Category:

Home Decor

Kids Room Ideas
35 Modern Kids Foam Chair

by admin September 26, 2019

by admin September 26, 2019

35 Modern Kids Foam Chair .Aid your little ones feel like miss with somewhere comfy to sit…
Bedroom Ideas
30 Fascinating Discount Kids Bedroom Sets

by admin September 26, 2019

by admin September 26, 2019

30 Fascinating Discount Kids Bedroom Sets .Youngsters Bedroom Sets Questions Kids Bed Room Sets by Ashley Furniture…
Living Room Ideas
22 Sensational Living Room Ceiling Ideas

by admin September 26, 2019

by admin September 26, 2019

22 Sensational Living Room Ceiling Ideas .Contemporary living room de cor withstands the trivial matters of ornamentation…
Kitchen Ideas
24 Excellent Modern Kitchen Faucets

by admin September 26, 2019

by admin September 26, 2019

24 Excellent Modern Kitchen Faucets .Modern cooking area ideas as well as inspiration The modern kitchen area…
Living Room Ideas
25 Delightful Modern Minimalist Living Room

by admin September 26, 2019

by admin September 26, 2019

25 Delightful Modern Minimalist Living Room .Just due to the fact that a living room is an…
Bedroom Ideas
25 Glamour Painting Ideas for Boy Bedroom

by admin September 25, 2019

by admin September 25, 2019

25 Glamour Painting Ideas for Boy Bedroom .We’ll be the first to admit that waking up early…
Living Room Ideas
20 Cute Living Room Wall Murals

by admin September 24, 2019

by admin September 24, 2019

20 Cute Living Room Wall Murals .Bare wall surfaces can leave the space sensation bland and boring.…
Kitchen Ideas
35 Marvelous Kitchen Curtains Rods

by admin September 24, 2019

by admin September 24, 2019

35 Marvelous Kitchen Curtains Rods .Curtains, drapes and material tones are only a few ranges of apparently…
Backyard Ideas
35 Fancy Backyard Porches Ideas

by admin September 24, 2019

by admin September 24, 2019

35 Fancy Backyard Porches Ideas .Are you prepared to provide your outdoor home an upgrade? A yard…
Backyard Ideas
35 Luxury Backyard Ideas Patio

by admin September 24, 2019

by admin September 24, 2019

35 Luxury Backyard Ideas Patio .A yard isn’t required for this DIY yard change concept! Take down…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?