Category:

Home Decor

Landscape Ideas
20 Luxury Landscape Patio Stone

by admin October 2, 2019

by admin October 2, 2019

20 Luxury Landscape Patio Stone .Patio area landscape design has a twin required. Your exterior living location…
Storage Ideas
21 Superb Ikea Kitchen Wall Storage

by admin October 2, 2019

by admin October 2, 2019

21 Superb Ikea Kitchen Wall Storage .Cooking area storage suggestions are as required an element as kitchen…
Kitchen Ideas
20 Perfect Photos Of Kitchen Backsplash

by admin October 2, 2019

by admin October 2, 2019

20 Perfect Photos Of Kitchen Backsplash .It doesn’t get much easier than this when you’re talking kitchen…
Lighting Ideas
22 Inspirational Led Kitchen Ceiling Lights

by admin October 1, 2019

by admin October 1, 2019

22 Inspirational Led Kitchen Ceiling Lights .If you desire an eye-catching item in your kitchen, you need…
Bedroom Ideas
30 Stylish Rustic Romantic Bedroom

by admin October 1, 2019

by admin October 1, 2019

30 Stylish Rustic Romantic Bedroom .Making over your master suite? Combining traditional silhouettes with rustic information, this…
Kitchen Ideas
24 Fascinating Modern Kitchen Images

by admin October 1, 2019

by admin October 1, 2019

24 Fascinating Modern Kitchen Images .Modern kitchen area suggestions as well as inspirationThe modern-day kitchen area constantly…
Living Room Ideas
22 Perfect Examples Of Stylish Rustic Living Room with Fireplace

by admin October 1, 2019

by admin October 1, 2019

22 Perfect Examples Of Stylish Rustic Living Room with Fireplace .Rustic design is a popular indoor design…
Firepit Ideas
22 Unique Outdoor Patio Gas Fire Pit

by admin September 30, 2019

by admin September 30, 2019

22 Unique Outdoor Patio Gas Fire Pit .Round or square, stone or cinder block, regardless of what…
Kitchen Ideas
20 Incredible Small Kitchen Gadgets

by admin September 30, 2019

by admin September 30, 2019

20 Incredible Small Kitchen Gadgets .The secret needs to always be creativity when it comes to designing…
Kitchen Ideas
20 Fabulous Menards Kitchen Backsplash Tiles

by admin September 29, 2019

by admin September 29, 2019

20 Fabulous Menards Kitchen Backsplash Tiles . Selecting tile for your backsplash can be an enjoyable phase…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?