Category:

Home Decor

Kitchen Ideas
24 Inexpensive Modern Kitchen Tile Floors

by admin October 18, 2019

by admin October 18, 2019

24 Inexpensive Modern Kitchen Tile Floors .Modern cooking area concepts and inspirationThe modern kitchen area constantly seems…
Bedroom Ideas
24 Fabulous Houzz Master Bedroom

by admin October 18, 2019

by admin October 18, 2019

24 Fabulous Houzz Master Bedroom .We agree to wager you spend one of the most time in…
Kitchen Ideas
20 Delightful Wood Backsplash Kitchen

by admin October 17, 2019

by admin October 17, 2019

20 Delightful Wood Backsplash Kitchen . Selecting tile for your backsplash can be a satisfying stage of…
Organizing Ideas
30 Antique organize My Garage

by admin October 17, 2019

by admin October 17, 2019

30 Antique organize My Garage .Garage Shelving Units Open up shelving units keep your things organized and…
Bedroom Ideas
30 Magnificient Kids Modern Bedroom Furniture

by admin October 17, 2019

by admin October 17, 2019

30 Magnificient Kids Modern Bedroom Furniture .For youngsters that are more virtually minded how about one of…
Living Room Ideas
23 Trendy Large Paintings for Living Room

by admin October 17, 2019

by admin October 17, 2019

23 Trendy Large Paintings for Living Room .A coat of fresh paint can breathe life into your…
Bedroom Ideas
25 Fascinating Storage Ottoman for Bedroom

by admin October 17, 2019

by admin October 17, 2019

25 Fascinating Storage Ottoman for Bedroom .Storage beds are just one of the most noticeable storage hacks…
Kitchen Ideas
20 Wonderful Laminate Kitchen Backsplash

by admin October 17, 2019

by admin October 17, 2019

20 Wonderful Laminate Kitchen Backsplash . We weren’t even preparing a kitchen reno, however we are now.…
Firepit Ideas
22 Insanely Chic Fire Pit Built Into Deck

by admin October 17, 2019

by admin October 17, 2019

22 Insanely Chic Fire Pit Built Into Deck .From mobile, encased outdoor fire places (that are still…
Paint Ideas
22 Thinks We Can Learn From This Brown Deck Paint

by admin October 16, 2019

by admin October 16, 2019

22 Thinks We Can Learn From This Brown Deck Paint .Discoloring a deck can be a big…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?