Category:

Home Decor

Firepit Ideas
22 Luxury Outdoor Fireplace Vs Fire Pit

by admin October 26, 2019

by admin October 26, 2019

22 Luxury Outdoor Fireplace Vs Fire Pit .Fire Pit Concepts To select the right fire pit design…
Bathroom Ideas
25 Best Of Joanna Gaines Bathroom Design

by admin October 26, 2019

by admin October 26, 2019

25 Best Of Joanna Gaines Bathroom Design .When you consider white as well as contemporary, this is…
Living Room Ideas
23 Marvelous Modern Coastal Living Room

by admin October 26, 2019

by admin October 26, 2019

23 Marvelous Modern Coastal Living Room .What’s not to like concerning a room with comfortable furnishings, a…
Bedroom Ideas
23 Glamour Small Bedroom Table

by admin October 26, 2019

by admin October 26, 2019

23 Glamour Small Bedroom Table .If you require a bedroom remodeling but don t assume you have…
Bedroom Ideas
20 Luxury Shabby Chic Bedroom Pictures

by admin October 25, 2019

by admin October 25, 2019

20 Luxury Shabby Chic Bedroom Pictures .Looking for some shoddy elegant bedroom suggestions for brand-new linens? You…
Bathroom Ideas
30 Elegant Bathroom Decor themes

by admin October 25, 2019

by admin October 25, 2019

30 Elegant Bathroom Decor themes .Many individuals wear t have the luxury of a huge restroom, which…
Bathroom Ideas
23 Beautiful 19 Inch Bathroom Sink

by admin October 24, 2019

by admin October 24, 2019

23 Beautiful 19 Inch Bathroom Sink .Locate a Bathroom Sink Tap that Suits Your Design Be sure,…
Storage Ideas
23 top Wood Storage Bench with Drawers

by admin October 24, 2019

by admin October 24, 2019

23 top Wood Storage Bench with Drawers .Storage OttomansKeep all your cozy points put away with a…
Living Room Ideas
20 Gorgeous Living Room Armchairs

by admin October 23, 2019

by admin October 23, 2019

20 Gorgeous Living Room Armchairs .Isn t it time to put away the collapsible chairs at last?…
Living Room Ideas
23 Luxurious Modern Living Room Chandelier

by admin October 23, 2019

by admin October 23, 2019

23 Luxurious Modern Living Room Chandelier .What’s not to enjoy regarding a space with comfy furnishings, a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?