Category:

Home Decor

Landscape Ideas
23 Elegant Brick Landscape Edging

by admin October 30, 2019

by admin October 30, 2019

23 Elegant Brick Landscape Edging .When picking the materials to bring your lawn-edging suggestions to life, maintain…
Backyard Ideas
35 Best Of Images Of Backyard Patios

by admin October 29, 2019

by admin October 29, 2019

35 Best Of Images Of Backyard Patios .A garden isn’t needed for this DIY yard makeover concept!…
Bedroom Ideas
24 Delightful Master Bedroom Sets King

by admin October 29, 2019

by admin October 29, 2019

24 Delightful Master Bedroom Sets King .When making your bedroom, the only actual regulation is to be…
Bedroom Ideas
35 Brilliant Mens Leather Bedroom Slippers

by admin October 28, 2019

by admin October 28, 2019

35 Brilliant Mens Leather Bedroom Slippers .Currently it s time to kick back as well as release…
Bedroom Ideas
35 Unique Harry Potter Bedroom Wallpaper

by admin October 28, 2019

by admin October 28, 2019

35 Unique Harry Potter Bedroom Wallpaper .Your room should be the coziest room in your residence, so…
Firepit Ideas
22 Trendy Portable Gas Firepit

by admin October 28, 2019

by admin October 28, 2019

22 Trendy Portable Gas Firepit .Round or square, rock or cinder block, no matter what your design…
Storage Ideas
21 Inspiring Kitchen Storage Furniture

by admin October 27, 2019

by admin October 27, 2019

21 Inspiring Kitchen Storage Furniture .From food preparation to captivating to clean-up, our kitchen collection aids you…
Living Room Ideas
24 Terrific Redecorating Living Room

by admin October 27, 2019

by admin October 27, 2019

24 Terrific Redecorating Living Room .Turn your living room right into a work of art with painterly…
Living Room Ideas
24 Best Of Can Lights In Living Room

by admin October 27, 2019

by admin October 27, 2019

24 Best Of Can Lights In Living Room .Living area lights Light up the possibilities It s…
Kitchen Ideas
20 Fantastic Kitchen Remodeling Pittsburgh

by admin October 27, 2019

by admin October 27, 2019

20 Fantastic Kitchen Remodeling Pittsburgh .Your countertops will get more wear and tear than almost any surface…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?