Category:

Living Room Ideas

Living Room Ideas
24 Elegant Living Room Christmas Decorations

by admin January 18, 2018

by admin January 18, 2018

24 Elegant Living Room Christmas Decorations .Transform your living-room right into a work of art with painterly…
Living Room Ideas
25 Unique Styling Ideas for Your Curtains for Living Room

by admin January 12, 2018

by admin January 12, 2018

25 Unique Styling Ideas for Your Curtains for Living Room .Quickly update your home windows with this…
Living Room Ideas
25 Trendy Jcpenney Living Room Curtains

by admin January 9, 2018

by admin January 9, 2018

25 Trendy Jcpenney Living Room Curtains .These drapes are designed to fit the smallest windows, such as…
Living Room Ideas
21 Perfect Modern Farmhouse Living Room

by admin December 27, 2017

by admin December 27, 2017

21 Perfect Modern Farmhouse Living Room .A contemporary-style living-room can be changed right into a trendy farmhouse…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?