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Kitchen Ideas

Kitchen Ideas
30 Beautiful Kitchen Drawer Knife organizer

by admin October 9, 2018

by admin October 9, 2018

30 Beautiful Kitchen Drawer Knife organizer .From food preparation to delighting to cleaning, our kitchen area collection…
Kitchen Ideas
21 Stylish Rustic Kitchen Accessories

by admin September 21, 2018

by admin September 21, 2018

21 Stylish Rustic Kitchen Accessories .You don’t have to reside in the country or the hills to…
Kitchen Ideas
35 Gorgeous Blue Kitchen Wall Decor

by admin August 30, 2018

by admin August 30, 2018

35 Gorgeous Blue Kitchen Wall Decor .The feature of a wall cupboard and also layer rack combination…
Kitchen Ideas
20 Fantastic Small Kitchen Reno Cost

by admin August 22, 2018

by admin August 22, 2018

20 Fantastic Small Kitchen Reno Cost .A vibrant splashback is an additional easy means to include colour,…
Kitchen Ideas
20 Lovely Prefabricated Outdoor Kitchen island

by admin August 15, 2018

by admin August 15, 2018

20 Lovely Prefabricated Outdoor Kitchen island . When the weather condition is pleasant and warm, there is…
Kitchen Ideas
24 Insanely Chic Modern Galley Kitchen

by admin August 12, 2018

by admin August 12, 2018

24 Insanely Chic Modern Galley Kitchen .Modern kitchen area concepts as well as inspirationThe contemporary kitchen area…
Kitchen Ideas
20 Best Of Kitchen Backsplash Wallpaper Ideas

by admin August 10, 2018

by admin August 10, 2018

20 Best Of Kitchen Backsplash Wallpaper Ideas .It does not get much easier than this when you’re…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?