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Kitchen Ideas

Kitchen Ideas
20 Beautiful Small Rectangular Kitchen Table Sets

by admin October 31, 2018

by admin October 31, 2018

20 Beautiful Small Rectangular Kitchen Table Sets .The key needs to always be imagination when it comes…
Kitchen Ideas
30 Beautiful Magnetic Kitchen organizer

by admin October 16, 2018

by admin October 16, 2018

30 Beautiful Magnetic Kitchen organizer .From food preparation to delighting to clean-up, our kitchen collection assists you…
Kitchen Ideas
20 Amazing Kitchen Small Appliance

by admin October 14, 2018

by admin October 14, 2018

20 Amazing Kitchen Small Appliance .The trick should always be creative thinking when it comes to developing…
Kitchen Ideas
20 Inexpensive Small Black Kitchen island

by admin October 13, 2018

by admin October 13, 2018

20 Inexpensive Small Black Kitchen island .This small kitchen suggestion approves the industrial feelings many thanks to…
Kitchen Ideas
30 Beautiful Kitchen Drawer Knife organizer

by admin October 9, 2018

by admin October 9, 2018

30 Beautiful Kitchen Drawer Knife organizer .From food preparation to delighting to cleaning, our kitchen area collection…
Kitchen Ideas
21 Stylish Rustic Kitchen Accessories

by admin September 21, 2018

by admin September 21, 2018

21 Stylish Rustic Kitchen Accessories .You don’t have to reside in the country or the hills to…
Kitchen Ideas
35 Gorgeous Blue Kitchen Wall Decor

by admin August 30, 2018

by admin August 30, 2018

35 Gorgeous Blue Kitchen Wall Decor .The feature of a wall cupboard and also layer rack combination…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?