Category:

Backyard Ideas

Backyard Ideas
35 Amazing Backyard Pond Liners

by admin October 10, 2019

by admin October 10, 2019

35 Amazing Backyard Pond Liners .Are you prepared to give your exterior living space an upgrade? A…
Backyard Ideas
35 Fancy Backyard Porches Ideas

by admin September 24, 2019

by admin September 24, 2019

35 Fancy Backyard Porches Ideas .Are you prepared to provide your outdoor home an upgrade? A yard…
Backyard Ideas
35 Luxury Backyard Ideas Patio

by admin September 24, 2019

by admin September 24, 2019

35 Luxury Backyard Ideas Patio .A yard isn’t required for this DIY yard change concept! Take down…
Backyard Ideas
35 Unique Styling Ideas for Your Backyard Discovery Dayton

by admin September 14, 2019

by admin September 14, 2019

35 Unique Styling Ideas for Your Backyard Discovery Dayton .A yard isn’t needed for this Do It…
Backyard Ideas
35 Cool Backyard Volleyball Set

by admin August 31, 2019

by admin August 31, 2019

35 Cool Backyard Volleyball Set .Are you all set to offer your outdoor space an upgrade? A…
Backyard Ideas
35 Stylish Trees to Plant In Backyard

by admin August 20, 2019

by admin August 20, 2019

35 Stylish Trees to Plant In Backyard .If you’re unsure where to start with your backyard remodel,…
Backyard Ideas
35 Fancy Climbing Structures for Backyard

by admin August 20, 2019

by admin August 20, 2019

35 Fancy Climbing Structures for Backyard .If you’re not exactly sure where to begin with your backyard…
Backyard Ideas
35 Favorite Turtle Backyard Pond

by admin August 2, 2019

by admin August 2, 2019

35 Favorite Turtle Backyard Pond .A garden isn’t needed for this DIY yard improvement suggestion! Take down…
Backyard Ideas
35 Unique Backyard Grill area

by admin July 25, 2019

by admin July 25, 2019

35 Unique Backyard Grill area .Are you prepared to provide your outside home an upgrade? A yard…
Backyard Ideas
35 Excellent Backyard Grill Richmond Va Menu

by admin June 26, 2019

by admin June 26, 2019

35 Excellent Backyard Grill Richmond Va Menu .Are you prepared to provide your outside space an upgrade?…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?