Category:

DIY Craft

DIY Christmas Ideas
24 Ideas for Christmas Diy Ideas

by admin September 30, 2019

by admin September 30, 2019

24 Ideas for Christmas Diy Ideas .Whip up a set of body butter for a lavish DIY…
DIY Gift Ideas
The Best Diy Bday Gifts for Mom

by admin September 30, 2019

by admin September 30, 2019

The Best Diy Bday Gifts for Mom .When a present is handmade, it lugs unique significance. It…
DIY Craft for Toddlers Ideas
Best 30 Diy Crafts for toddlers

by admin September 30, 2019

by admin September 30, 2019

Best 30 Diy Crafts for toddlers . Daily Recreation has a number of cute crafts for kids.…
DIY Hair Ideas
Top 25 Diy Elastic Hair Ties

by admin September 28, 2019

by admin September 28, 2019

Top 25 Diy Elastic Hair Ties .Every new bride fantasizes regarding having her best hair day ever…
DIY Organizer Ideas
30 Ideas for Diy Binder organization

by admin September 28, 2019

by admin September 28, 2019

30 Ideas for Diy Binder organization . As we begin to function from home more and extra,…
DIY Wood Ideas
The Best Ideas for Diy Range Hood Wood

by admin September 28, 2019

by admin September 28, 2019

The Best Ideas for Diy Range Hood Wood . If you ve constantly had a thing for…
DIY Mask Ideas
Best 23 Diy Batman Mask

by admin September 27, 2019

by admin September 27, 2019

Best 23 Diy Batman Mask .Oh, deal with masks, allow us count the means we enjoy thee:…
DIY Home Decoration Ideas
The top 22 Ideas About Diy Streamer Decorations

by admin September 26, 2019

by admin September 26, 2019

The top 22 Ideas About Diy Streamer Decorations .When picking your DIY home projects, wear t neglect…
DIY Outdoor Ideas
The 35 Best Ideas for Diy Outdoor Fireplace Ideas

by admin September 25, 2019

by admin September 25, 2019

The 35 Best Ideas for Diy Outdoor Fireplace Ideas .Summer is the period for delighting in whatever…
DIY Gift Ideas
30 Best Diy Gift Ideas for Boyfriends

by admin September 25, 2019

by admin September 25, 2019

30 Best Diy Gift Ideas for Boyfriends .When a present is handmade, it carries special definition. It…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?