Category:

DIY Craft

DIY Craft for Toddlers Ideas
The 30 Best Ideas for Diy toddler Climbing toys

by admin January 12, 2020

by admin January 12, 2020

The 30 Best Ideas for Diy toddler Climbing toys .Get ready to take arts ‘n’ crafts to…
DIY Home Decoration Ideas
22 Best Diy Hollywood Party Decorations

by admin January 11, 2020

by admin January 11, 2020

22 Best Diy Hollywood Party Decorations . For simple DIY design, print out preferred prints from the…
DIY Plan Ideas
25 Best Diy Sectional sofa Frame Plans

by admin January 11, 2020

by admin January 11, 2020

25 Best Diy Sectional sofa Frame Plans .One thing that you should remember is that prior to…
DIY Outdoor Ideas
Top 35 Diy Outdoor Shade Canopy

by admin January 9, 2020

by admin January 9, 2020

Top 35 Diy Outdoor Shade Canopy .Summer season is the season for taking pleasure in everything outdoors…
DIY Craft for Kids Ideas
The Best Ideas for Diy Kids Spa Party

by admin January 8, 2020

by admin January 8, 2020

The Best Ideas for Diy Kids Spa Party .Trying to find enjoyable crafts to try with your…
DIY Craft for Preschoolers Ideas
25 Ideas for End Of Year Preschool Craft

by admin January 7, 2020

by admin January 7, 2020

25 Ideas for End Of Year Preschool Craft . Daily Leisure has a number of charming crafts…
DIY Craft for Toddlers Ideas
30 Best Diy toddler Bed Rails

by admin January 6, 2020

by admin January 6, 2020

30 Best Diy toddler Bed Rails . Have a youngster who loves marshmallows? She will certainly like…
DIY Home Decoration Ideas
22 Of the Best Ideas for Diy Home Decor Ideas Living Room

by admin January 3, 2020

by admin January 3, 2020

22 Of the Best Ideas for Diy Home Decor Ideas Living Room .When deciding on your DIY…
DIY Outdoor Ideas
The Best Ideas for Diy Outdoor Water Feature

by admin January 3, 2020

by admin January 3, 2020

The Best Ideas for Diy Outdoor Water Feature .Summertime is the period for delighting in every little…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Halloween Craft Ideas Preschoolers

by admin January 3, 2020

by admin January 3, 2020

25 Of the Best Ideas for Halloween Craft Ideas Preschoolers .Prepare yourself to take arts ‘n’ crafts…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?