Category:

DIY Craft

DIY Craft for Kids Ideas
The Best Ideas for Diy Bookshelf for Kids

by admin November 29, 2019

by admin November 29, 2019

The Best Ideas for Diy Bookshelf for Kids .Searching for enjoyable crafts to try with your grandchildren…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Season Crafts for Preschoolers

by admin November 28, 2019

by admin November 28, 2019

25 Of the Best Ideas for Season Crafts for Preschoolers . Given that spring is the time…
DIY Home Decoration Ideas
22 Of the Best Ideas for Diy Grad Party Decorations

by admin November 28, 2019

by admin November 28, 2019

22 Of the Best Ideas for Diy Grad Party Decorations .When deciding on your DIY house jobs,…
DIY Outdoor Ideas
The Best Diy Outdoor ashtrays

by admin November 27, 2019

by admin November 27, 2019

The Best Diy Outdoor ashtrays .Summer is the season for appreciating everything outdoors and also under the…
DIY Craft for Kids Ideas
Top 20 Art Projects for Kids

by admin November 27, 2019

by admin November 27, 2019

Top 20 Art Projects for Kids .Whether your child likes arts & crafts or science experiments, we’ve…
DIY Craft for Kids Ideas
20 Of the Best Ideas for Diy Christmas Card for Kids

by admin November 26, 2019

by admin November 26, 2019

20 Of the Best Ideas for Diy Christmas Card for Kids . A current study by Dr.…
DIY Craft for Preschoolers Ideas
Top 25 Summer Crafts for Preschoolers Easy

by admin November 26, 2019

by admin November 26, 2019

Top 25 Summer Crafts for Preschoolers Easy . Daily Leisure has a number of adorable crafts for…
DIY Craft for Toddlers Ideas
The Best Diy toddler Peacock Costume

by admin November 25, 2019

by admin November 25, 2019

The Best Diy toddler Peacock Costume . Have a kid who likes marshmallows? She will certainly like…
DIY Wedding Ideas
21 Of the Best Ideas for Diy Silk Wedding Flowers

by admin November 25, 2019

by admin November 25, 2019

21 Of the Best Ideas for Diy Silk Wedding Flowers .From DIY wedding event invites to wedding…
DIY Organizer Ideas
30 Best Ideas Diy Kitchen organization

by admin November 24, 2019

by admin November 24, 2019

30 Best Ideas Diy Kitchen organization .Organizing your kitchen things wear t have to be monotonous. All…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?