Category:

DIY Craft

DIY Craft for Toddlers Ideas
Top 30 Diy Bed Rails for toddler

by admin April 18, 2020

by admin April 18, 2020

Top 30 Diy Bed Rails for toddler . Daily Recreation has a number of cute crafts for…
DIY Hair Ideas
The 25 Best Ideas for Deep Hair Conditioner Diy

by admin April 6, 2020

by admin April 6, 2020

The 25 Best Ideas for Deep Hair Conditioner Diy . Using these DIY hair masks will certainly…
DIY Home Decoration Ideas
The Best Ideas for Diy Candy Decorations

by admin April 4, 2020

by admin April 4, 2020

The Best Ideas for Diy Candy Decorations .When choosing your DIY residence projects, wear t fail to…
DIY Home Decoration Ideas
22 Best Ideas Fall Diy Decorations

by admin April 4, 2020

by admin April 4, 2020

22 Best Ideas Fall Diy Decorations . For easy DIY decoration, print out favored prints from the…
DIY Gift Ideas
30 Best Diy Holiday Gift Ideas

by admin March 27, 2020

by admin March 27, 2020

30 Best Diy Holiday Gift Ideas .When a gift is handmade, it carries special meaning. It shows…
DIY Hair Ideas
The 25 Best Ideas for Diy Hair Heat Protectant

by admin March 23, 2020

by admin March 23, 2020

The 25 Best Ideas for Diy Hair Heat Protectant .Every bride dreams concerning having her ideal hair…
DIY Craft for Preschoolers Ideas
Best 25 Mother's Day Art and Craft Ideas for Preschoolers

by admin March 17, 2020

by admin March 17, 2020

Best 25 Mother&#039;s Day Art and Craft Ideas for Preschoolers . Since spring is the time for…
DIY Rack Ideas
24 Of the Best Ideas for Diy Kayak Rack for Truck

by admin March 16, 2020

by admin March 16, 2020

24 Of the Best Ideas for Diy Kayak Rack for Truck . With the shelf rails screwed…
DIY Mask Ideas
The 23 Best Ideas for Diy Facial Mask for Acne Scars

by admin March 15, 2020

by admin March 15, 2020

The 23 Best Ideas for Diy Facial Mask for Acne Scars . This moisturizing, adjustable DIY sheet…
DIY Craft for Kids Ideas
Top 20 Diy Music Instruments for Kids

by admin March 14, 2020

by admin March 14, 2020

Top 20 Diy Music Instruments for Kids . A current study by Dr. Richard Rende exposed that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?