Category:

DIY Craft

DIY Wood Ideas
21 Ideas for Diy Wood Hammock Stand

by admin October 30, 2024

by admin October 30, 2024

21 Ideas for Diy Wood Hammock Stand .Wood is among the most versatile materials around. You can…
DIY Craft for Kids Ideas
The top 20 Ideas About Halloween Punch for Kids-diy

by admin October 28, 2024

by admin October 28, 2024

The top 20 Ideas About Halloween Punch for Kids-diy .Whether your child likes arts & crafts or…
DIY Costume Ideas
35 Best Diy Horse Costumes

by admin October 27, 2024

by admin October 27, 2024

35 Best Diy Horse Costumes . Your child brings color to your globe on Halloween and also…
DIY Costume Ideas
35 Ideas for Diy Bird Costume

by admin October 22, 2024

by admin October 22, 2024

35 Ideas for Diy Bird Costume . Your kid brings shade to your world on Halloween and…
DIY Wood Ideas
The Best Diy Compost Bins Wood

by admin October 21, 2024

by admin October 21, 2024

The Best Diy Compost Bins Wood . Timber is a very functional product it can be used…
DIY Hair Ideas
Top 25 Diy Hair Volumizer

by admin October 10, 2024

by admin October 10, 2024

Top 25 Diy Hair Volumizer . Utilizing these DIY hair masks will certainly problem your hair and…
DIY Home Decoration Ideas
The Best Ideas for Winter Decor Diy

by admin October 3, 2024

by admin October 3, 2024

The Best Ideas for Winter Decor Diy .When selecting your DIY residence projects, put on t forget…
DIY Craft for Toddlers Ideas
The Best Ideas for Valentine Crafts Ideas for toddlers

by admin September 30, 2024

by admin September 30, 2024

The Best Ideas for Valentine Crafts Ideas for toddlers .Get ready to take arts ‘n’ crafts to…
DIY Craft for Kids Ideas
Best 20 Diy Kids Ugly Christmas Sweater

by admin September 27, 2024

by admin September 27, 2024

Best 20 Diy Kids Ugly Christmas Sweater .Looking for fun crafts to try with your kids and…
DIY Craft for Kids Ideas
20 Best Ideas Cool Diy Projects for Kids

by admin September 24, 2024

by admin September 24, 2024

20 Best Ideas Cool Diy Projects for Kids .Trying to find fun crafts to attempt with your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?