Category:

DIY Craft

DIY Home Decoration Ideas
Top 22 Party Decoration Diy

by admin June 14, 2018

by admin June 14, 2018

Top 22 Party Decoration Diy .When picking your DIY home jobs, don t neglect seasonal and also…
DIY Mask Ideas
The Best Ideas for Black Charcoal Mask Diy

by admin June 13, 2018

by admin June 13, 2018

The Best Ideas for Black Charcoal Mask Diy . It’s cool outside, so your skin’s probably a…
DIY Outdoor Ideas
The Best Diy Outdoor Greenhouse

by admin June 13, 2018

by admin June 13, 2018

The Best Diy Outdoor Greenhouse .Summertime is the season for delighting in whatever outdoors as well as…
DIY Organizer Ideas
Top 30 Craft Supply organization Ideas

by admin June 12, 2018

by admin June 12, 2018

Top 30 Craft Supply organization Ideas .Organizing your kitchen area items put on t need to be…
DIY Hair Ideas
25 Ideas for Diy Hair Mask for Bleached Hair

by admin June 12, 2018

by admin June 12, 2018

25 Ideas for Diy Hair Mask for Bleached Hair . Making use of these DIY hair masks…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Kids Room Decorations

by admin June 11, 2018

by admin June 11, 2018

The 20 Best Ideas for Diy Kids Room Decorations . Young children can finger paint paper plates,…
DIY Wood Ideas
21 Best Ideas Diy Wooden ornaments

by admin June 10, 2018

by admin June 10, 2018

21 Best Ideas Diy Wooden ornaments . Wood is a very functional material it can be utilized…
DIY Craft for Preschoolers Ideas
25 Ideas for Easter Basket Craft Ideas for Preschoolers

by admin June 8, 2018

by admin June 8, 2018

25 Ideas for Easter Basket Craft Ideas for Preschoolers . Because springtime is the moment for renewal…
DIY Dog Ideas
22 Ideas for Diy Dog Training

by admin June 6, 2018

by admin June 6, 2018

22 Ideas for Diy Dog Training . Looking for some pet dog crafts to produce your pup?…
DIY Box Ideas
Top 20 Diy Valentine Box

by admin June 6, 2018

by admin June 6, 2018

Top 20 Diy Valentine Box .The gift box ideas shared here today are design to be fun…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?