Category:

DIY Craft

DIY Costume Ideas
Top 35 Ninja Turtles Diy Costume

by admin July 12, 2018

by admin July 12, 2018

Top 35 Ninja Turtles Diy Costume .Halloween is an open invite to be and also impersonate nearly…
DIY Wedding Ideas
The 21 Best Ideas for Diy Wedding Hanger

by admin July 12, 2018

by admin July 12, 2018

The 21 Best Ideas for Diy Wedding Hanger . Get motivated with DIY wedding event projects for…
DIY Mask Ideas
The top 23 Ideas About Diy Charcoal Mask Recipe

by admin July 11, 2018

by admin July 11, 2018

The top 23 Ideas About Diy Charcoal Mask Recipe . This moisturizing, customizable DIY sheet mask idea…
DIY Home Decoration Ideas
Top 22 Diy Winter Decorating Ideas

by admin July 11, 2018

by admin July 11, 2018

Top 22 Diy Winter Decorating Ideas . For very easy DIY design, print out favored prints from…
DIY Costume Ideas
The top 35 Ideas About Grandma Costume Diy

by admin July 9, 2018

by admin July 9, 2018

The top 35 Ideas About Grandma Costume Diy . Wear this Meme-inspired costume to your Halloween celebration…
DIY Craft for Toddlers Ideas
Best 30 Easy Spring Crafts for toddlers

by admin July 9, 2018

by admin July 9, 2018

Best 30 Easy Spring Crafts for toddlers .Prepare to take arts ‘n’ crafts to the following level.…
DIY Plan Ideas
25 Best Ideas Diy Storage Cabinet Plans

by admin July 5, 2018

by admin July 5, 2018

25 Best Ideas Diy Storage Cabinet Plans . Pottery Barn-Style DIY Bed Framework with Storage space Storage…
DIY Craft for Kids Ideas
Best 20 Diy Kids Projects

by admin July 5, 2018

by admin July 5, 2018

Best 20 Diy Kids Projects .Whether your child likes crafts & arts or science experiments, we’ve got…
DIY Craft for Toddlers Ideas
The Best toddler Scarecrow Costume Diy

by admin July 4, 2018

by admin July 4, 2018

The Best toddler Scarecrow Costume Diy . Daily Recreation has a number of charming crafts for young…
DIY Baby Shower Ideas
20 Best Diy Baby Turban Headbands

by admin July 3, 2018

by admin July 3, 2018

20 Best Diy Baby Turban Headbands . Using a customized tale book as an infant shower card…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?