Category:

DIY Craft

DIY Costume Ideas
The top 35 Ideas About Pacman Costume Diy

by admin November 13, 2018

by admin November 13, 2018

The top 35 Ideas About Pacman Costume Diy .Halloween is an open invite to be and impersonate…
DIY Rack Ideas
24 Best Wood Pallet Wine Rack Diy

by admin November 9, 2018

by admin November 9, 2018

24 Best Wood Pallet Wine Rack Diy . Really cool. I will certainly do this eventually. For…
DIY Craft for Kids Ideas
Top 20 Diy Kids Birthday Cakes

by admin November 9, 2018

by admin November 9, 2018

Top 20 Diy Kids Birthday Cakes .Looking for enjoyable crafts to try with your grandchildren and kids?…
DIY Wedding Ideas
21 Best Ideas Diy Wedding Programs Fans Template

by admin November 9, 2018

by admin November 9, 2018

21 Best Ideas Diy Wedding Programs Fans Template . Obtain motivated with DIY wedding jobs for flowers…
DIY Hair Ideas
25 Best Ideas Diy Hair Treatments for Growth

by admin November 8, 2018

by admin November 8, 2018

25 Best Ideas Diy Hair Treatments for Growth . Using these DIY hair masks will condition your…
DIY Kit Ideas
The 23 Best Ideas for Diy Acrylic Nails Kit

by admin November 5, 2018

by admin November 5, 2018

The 23 Best Ideas for Diy Acrylic Nails Kit .Although doing not have alternate techniques of fire…
DIY Outdoor Ideas
Top 35 Diy Outdoor Christmas Light Tree

by admin November 4, 2018

by admin November 4, 2018

Top 35 Diy Outdoor Christmas Light Tree .Summer is the season for taking pleasure in everything outdoors…
DIY Organizer Ideas
Best 30 Pantry organization Diy

by admin November 3, 2018

by admin November 3, 2018

Best 30 Pantry organization Diy . As we start to work from house more and also extra,…
DIY Box Ideas
20 Of the Best Ideas for Sandbox Plans Diy

by admin November 1, 2018

by admin November 1, 2018

20 Of the Best Ideas for Sandbox Plans Diy .The present box ideas shared here today are…
DIY Home Decoration Ideas
The top 22 Ideas About Diy Galaxy Room Decor

by admin October 31, 2018

by admin October 31, 2018

The top 22 Ideas About Diy Galaxy Room Decor .When choosing your DIY residence tasks, don t…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?