Category:

DIY Craft

DIY Hair Ideas
The top 25 Ideas About Diy Short Hairstyle

by admin October 20, 2018

by admin October 20, 2018

The top 25 Ideas About Diy Short Hairstyle . Using these DIY hair masks will condition your…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Arts and Craft Ideas for Preschoolers

by admin October 20, 2018

by admin October 20, 2018

25 Of the Best Ideas for Arts and Craft Ideas for Preschoolers . Daily Leisure has a…
DIY Craft for Kids Ideas
The Best Diy Kids Play Kitchen

by admin October 19, 2018

by admin October 19, 2018

The Best Diy Kids Play Kitchen .Searching for fun crafts to attempt with your grandchildren and kids?…
DIY Outdoor Ideas
The Best Diy Wall Fountain Outdoor

by admin October 12, 2018

by admin October 12, 2018

The Best Diy Wall Fountain Outdoor .Summer season is the period for appreciating every little thing outdoors…
DIY Craft for Kids Ideas
20 Best Ideas Diy Kids Kitchen

by admin October 9, 2018

by admin October 9, 2018

20 Best Ideas Diy Kids Kitchen . A recent study by Dr. Richard Rende revealed that creative…
DIY Baby Shower Ideas
20 Best Diy Baby Headband

by admin October 8, 2018

by admin October 8, 2018

20 Best Diy Baby Headband .Get ready for a child shower with these diy celebration ideas. Required…
DIY Kit Ideas
23 Of the Best Ideas for Diy Snow Globe Kits

by admin October 6, 2018

by admin October 6, 2018

23 Of the Best Ideas for Diy Snow Globe Kits .Lacking alternative approaches of fire lighting, the…
DIY Craft for Kids Ideas
The Best Ideas for Cd Craft Ideas for Kids

by admin October 6, 2018

by admin October 6, 2018

The Best Ideas for Cd Craft Ideas for Kids . A current study by Dr. Richard Rende…
DIY Kit Ideas
Best 23 Diy Rain Barrel Kit

by admin September 26, 2018

by admin September 26, 2018

Best 23 Diy Rain Barrel Kit .Lacking alternate approaches of fire illumination, the Zippo Emergency Situation Fire…
DIY Dog Ideas
22 Of the Best Ideas for Diy Dog Crate Bed

by admin September 26, 2018

by admin September 26, 2018

22 Of the Best Ideas for Diy Dog Crate Bed .It’s component toy, part reward, with a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?