Category:

DIY Craft

DIY Organizer Ideas
Best 30 Pantry organization Diy

by admin November 3, 2018

by admin November 3, 2018

Best 30 Pantry organization Diy . As we start to work from house more and also extra,…
DIY Box Ideas
20 Of the Best Ideas for Sandbox Plans Diy

by admin November 1, 2018

by admin November 1, 2018

20 Of the Best Ideas for Sandbox Plans Diy .The present box ideas shared here today are…
DIY Home Decoration Ideas
The top 22 Ideas About Diy Galaxy Room Decor

by admin October 31, 2018

by admin October 31, 2018

The top 22 Ideas About Diy Galaxy Room Decor .When choosing your DIY residence tasks, don t…
DIY Baby Shower Ideas
The Best Ideas for Diy Baby Shower Guest Book

by admin October 29, 2018

by admin October 29, 2018

The Best Ideas for Diy Baby Shower Guest Book .Prepare yourself for an infant shower with these…
DIY Kit Ideas
Best 23 Diy Horizontal Murphy Bed without Kit

by admin October 28, 2018

by admin October 28, 2018

Best 23 Diy Horizontal Murphy Bed without Kit .Although lacking alternate techniques of fire lighting, the Zippo…
DIY Home Decoration Ideas
Top 22 Paper Decorations Diy

by admin October 27, 2018

by admin October 27, 2018

Top 22 Paper Decorations Diy . For easy DIY style, print out preferred prints from the year…
DIY Gift Ideas
30 Best Diy Travel Gifts

by admin October 26, 2018

by admin October 26, 2018

30 Best Diy Travel Gifts . There is another means! You can make your own presents. Everyone…
DIY Craft for Preschoolers Ideas
25 Ideas for Valentines Craft Ideas for Preschoolers

by admin October 24, 2018

by admin October 24, 2018

25 Ideas for Valentines Craft Ideas for Preschoolers . Given that springtime is the time for renewal…
DIY Costume Ideas
The Best Ideas for Diy Incredible Costume

by admin October 23, 2018

by admin October 23, 2018

The Best Ideas for Diy Incredible Costume . Your child brings shade to your world on Halloween…
DIY Mask Ideas
23 Best Ideas Diy Black Charcoal Peel Off Mask

by admin October 22, 2018

by admin October 22, 2018

23 Best Ideas Diy Black Charcoal Peel Off Mask . It’s cold outside, so your skin’s possibly…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?