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DIY Costume Ideas

DIY Costume Ideas
The Best Diy Hocus Pocus Costumes

by admin January 22, 2021

by admin January 22, 2021

The Best Diy Hocus Pocus Costumes .Halloween is an open invitation to be and dress as almost…
DIY Costume Ideas
35 Best Ninja Turtle Diy Costume

by admin December 21, 2020

by admin December 21, 2020

35 Best Ninja Turtle Diy Costume .Halloween is an open invite to be as well as impersonate…
DIY Costume Ideas
The Best Ideas for Diy Halloween Costumes for Girls

by admin October 29, 2020

by admin October 29, 2020

The Best Ideas for Diy Halloween Costumes for Girls . Your youngster brings color to your globe…
DIY Costume Ideas
35 Best Diy Boy Costumes

by admin September 27, 2020

by admin September 27, 2020

35 Best Diy Boy Costumes . Wear this Meme-inspired outfit to your Halloween event to actually see…
DIY Costume Ideas
The Best Ideas for Diy Starbucks Frappuccino Costume

by admin May 9, 2020

by admin May 9, 2020

The Best Ideas for Diy Starbucks Frappuccino Costume . Your youngster brings color to your world on…
DIY Costume Ideas
The 35 Best Ideas for Easy Diy Halloween Costumes for Kids

by admin February 27, 2020

by admin February 27, 2020

The 35 Best Ideas for Easy Diy Halloween Costumes for Kids .Halloween is an open invite to…
DIY Costume Ideas
Top 35 Diy Halloween Costumes Last Minute

by admin December 4, 2019

by admin December 4, 2019

Top 35 Diy Halloween Costumes Last Minute .Halloween is an open invite to be as well as…
DIY Costume Ideas
Best 35 Diy Freddy Krueger Costume

by admin November 20, 2019

by admin November 20, 2019

Best 35 Diy Freddy Krueger Costume . Wear this Meme-inspired costume to your Halloween party to really…
DIY Costume Ideas
35 Ideas for Pirates Diy Costumes

by admin October 19, 2019

by admin October 19, 2019

35 Ideas for Pirates Diy Costumes . Your youngster brings color to your world on Halloween as…
DIY Costume Ideas
35 Ideas for Diy Vampire Costumes for Women

by admin October 11, 2019

by admin October 11, 2019

35 Ideas for Diy Vampire Costumes for Women . Your youngster brings shade to your globe on…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?