Category:

Birthday

Birthday Gift Ideas
20 Best Ideas Birthday Gift Ideas for 60 Year Old Woman

by admin May 24, 2019

by admin May 24, 2019

20 Best Ideas Birthday Gift Ideas for 60 Year Old Woman .If you’re at the time a…
Birthday Party Ideas
The 21 Best Ideas for Paw Patrol 1st Birthday Party Ideas

by admin May 21, 2019

by admin May 21, 2019

The 21 Best Ideas for Paw Patrol 1st Birthday Party Ideas . For the youngest amongst us,…
Birthday Gift Ideas
The top 20 Ideas About 70th Birthday Gift Ideas

by admin May 19, 2019

by admin May 19, 2019

The top 20 Ideas About 70th Birthday Gift Ideas . Get towards our vast assortment of resourceful…
Birthday Wishes Ideas
25 Ideas for Special Birthday Wishes for Daughter

by admin May 19, 2019

by admin May 19, 2019

25 Ideas for Special Birthday Wishes for Daughter .Sending birthday celebration greetings has ended up being a…
Birthday Gift Ideas
The top 20 Ideas About Good Birthday Gift Ideas for Girlfriend

by admin May 19, 2019

by admin May 19, 2019

The top 20 Ideas About Good Birthday Gift Ideas for Girlfriend . Come to a decision versus…
Birthday Decoration Ideas
23 Best Elmo Decorations for 1st Birthday

by admin May 18, 2019

by admin May 18, 2019

23 Best Elmo Decorations for 1st Birthday . Host the Ultimate Bash with Themed Birthday Celebration Party…
Birthday Gift Ideas
The 20 Best Ideas for 31st Birthday Gift Ideas for Her

by admin May 18, 2019

by admin May 18, 2019

The 20 Best Ideas for 31st Birthday Gift Ideas for Her . So, right here at a…
Birthday Invitation Ideas
25 Of the Best Ideas for First Birthday Party Invitation Wording

by admin May 18, 2019

by admin May 18, 2019

25 Of the Best Ideas for First Birthday Party Invitation Wording . Whether you’re preparing a birthday…
Birthday Party Ideas
21 Of the Best Ideas for Best Birthday Party Ideas for Adults

by admin May 17, 2019

by admin May 17, 2019

21 Of the Best Ideas for Best Birthday Party Ideas for Adults .1st Birthday Ideas >> Barnyard…
Birthday Gift Ideas
The 20 Best Ideas for 21st Birthday Gift Ideas for Men

by admin May 16, 2019

by admin May 16, 2019

The 20 Best Ideas for 21st Birthday Gift Ideas for Men . Birthday Gifts If you’re after…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?