Category:

Birthday

Birthday Invitation Ideas
25 Best Birthday Invitations

by admin November 4, 2018

by admin November 4, 2018

25 Best Birthday Invitations . Whether you’re preparing a birthday event for your kid or having an…
Birthday Invitation Ideas
The top 25 Ideas About 70th Birthday Invitations

by admin November 1, 2018

by admin November 1, 2018

The top 25 Ideas About 70th Birthday Invitations . Whether you’re preparing a birthday party for your…
Birthday Wishes Ideas
25 Best Ideas Mom Birthday Wishes

by admin November 1, 2018

by admin November 1, 2018

25 Best Ideas Mom Birthday Wishes . Birthdays are among one of the most celebrated occasions of…
Birthday Quote Ideas
The Best Meaningful Birthday Quotes

by admin October 31, 2018

by admin October 31, 2018

The Best Meaningful Birthday Quotes . Birthday celebration quotes are also at times amusing birthday celebration wishes.…
Birthday Wishes Ideas
Top 25 Birthday Wishes for Baby Boy

by admin October 29, 2018

by admin October 29, 2018

Top 25 Birthday Wishes for Baby Boy . Birthday celebrations are among the most popular events of…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Your Daughter

by admin October 29, 2018

by admin October 29, 2018

The top 25 Ideas About Birthday Wishes for Your Daughter . Birthdays are amongst one of the…
Birthday Party Ideas
21 Best 65th Birthday Party Ideas for Men

by admin October 28, 2018

by admin October 28, 2018

21 Best 65th Birthday Party Ideas for Men . For the youngest among us, birthday celebration celebrations…
Birthday Decoration Ideas
23 Of the Best Ideas for Decorated Lockers for Birthdays

by admin October 27, 2018

by admin October 27, 2018

23 Of the Best Ideas for Decorated Lockers for Birthdays .Women’ Birthday Products Pick from 70+ birthday…
Birthday Gift Ideas
20 Best Gift Ideas for 40th Birthday

by admin October 26, 2018

by admin October 26, 2018

20 Best Gift Ideas for 40th Birthday . So, if yourself are likely throughout that difficulty of…
Birthday Card Ideas
Best 22 Birthday Cards for Friend

by admin October 22, 2018

by admin October 22, 2018

Best 22 Birthday Cards for Friend .Bulge birthday cards do not have to include a package of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?