Category:

Birthday

Funny Birthday Ideas
21 Best Sister Funny Birthday Wishes

by admin April 18, 2019

by admin April 18, 2019

21 Best Sister Funny Birthday Wishes .Birthday is an opportunity to make individuals really feel loved as…
Birthday Cake Ideas
The top 20 Ideas About Birthday Cakes Boston

by admin April 16, 2019

by admin April 16, 2019

The top 20 Ideas About Birthday Cakes Boston .Birthday celebrations are insufficient without Cakes! The method of…
Birthday Gift Ideas
Top 20 15th Birthday Gift Ideas

by admin April 13, 2019

by admin April 13, 2019

Top 20 15th Birthday Gift Ideas .If you’re immediately after a special birthday gift, then you’ve come…
Birthday Gift Ideas
The 20 Best Ideas for Tween Girl Birthday Gift Ideas

by admin April 11, 2019

by admin April 11, 2019

The 20 Best Ideas for Tween Girl Birthday Gift Ideas . So, if by yourself are moving…
Birthday Party Ideas
21 Best 3rd Birthday Party Ideas for Girl

by admin April 9, 2019

by admin April 9, 2019

21 Best 3rd Birthday Party Ideas for Girl . For the youngest among us, birthday celebration celebrations…
Birthday Invitation Ideas
25 Best Baby Mickey Mouse 1st Birthday Invitations

by admin April 9, 2019

by admin April 9, 2019

25 Best Baby Mickey Mouse 1st Birthday Invitations . Whether you’re intending a birthday celebration event for…
Birthday Quote Ideas
35 Best Birthday Mother Quotes

by admin April 8, 2019

by admin April 8, 2019

35 Best Birthday Mother Quotes . Birthday quotes are also at times funny birthday wishes. We specifically…
Birthday Gift Ideas
The top 20 Ideas About Return Gift Ideas for 1st Birthday

by admin April 8, 2019

by admin April 8, 2019

The top 20 Ideas About Return Gift Ideas for 1st Birthday .If you’re when a one of…
Birthday Quote Ideas
Top 35 Dirty 30 Birthday Quotes

by admin April 5, 2019

by admin April 5, 2019

Top 35 Dirty 30 Birthday Quotes . These birthday quotes are an excellent place to start, however…
Birthday Gift Ideas
20 Of the Best Ideas for 21st Birthday Gift Ideas for Girlfriend

by admin April 2, 2019

by admin April 2, 2019

20 Of the Best Ideas for 21st Birthday Gift Ideas for Girlfriend .If you’re just after a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?