Category:

Birthday

Birthday Party Ideas
The Best Birthday Party Ideas for 2 Year Old Girl

by admin March 27, 2019

by admin March 27, 2019

The Best Birthday Party Ideas for 2 Year Old Girl .First Birthday Ideas >> Barnyard First Birthday…
Birthday Wishes Ideas
Top 25 Birthday Wishes for Facebook Posts

by admin March 26, 2019

by admin March 26, 2019

Top 25 Birthday Wishes for Facebook Posts .Sending birthday greetings has actually become an essential practice nowadays.…
Birthday Invitation Ideas
25 Best Mickey Mouse 1st Birthday Invitations

by admin March 26, 2019

by admin March 26, 2019

25 Best Mickey Mouse 1st Birthday Invitations .If you’re planning a special birthday celebration for your kid,…
Birthday Decoration Ideas
The top 23 Ideas About Diy Birthday Decorations

by admin March 26, 2019

by admin March 26, 2019

The top 23 Ideas About Diy Birthday Decorations . Balloons can be one of the most economical…
Birthday Cake Ideas
20 Ideas for Disney World Birthday Cakes

by admin March 25, 2019

by admin March 25, 2019

20 Ideas for Disney World Birthday Cakes .An optimal birthday celebration scene is close friends and household…
Birthday Decoration Ideas
Best 23 Nemo Birthday Decorations

by admin March 24, 2019

by admin March 24, 2019

Best 23 Nemo Birthday Decorations . Host the Ultimate Bash with Themed Birthday Celebration Celebration SuppliesBirthday events…
Birthday Decoration Ideas
Top 23 1st Birthday Decorations Girl

by admin March 23, 2019

by admin March 23, 2019

Top 23 1st Birthday Decorations Girl .Ladies’ Birthday Celebration Products Pick from 70+ birthday patterns for women,…
Birthday Decoration Ideas
The Best Ideas for Elmo Birthday Decorations

by admin March 22, 2019

by admin March 22, 2019

The Best Ideas for Elmo Birthday Decorations . When it comes to birthdays, you don’t always desire…
Birthday Cake Ideas
20 Ideas for Girls Birthday Cakes

by admin March 20, 2019

by admin March 20, 2019

20 Ideas for Girls Birthday Cakes .Commemorate a winter birthday with this warm spiced cake, loaded with…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 13 Year Old Boy

by admin March 19, 2019

by admin March 19, 2019

20 Best Birthday Gift Ideas for 13 Year Old Boy . So, if you are going in…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?