Category:

Birthday

Funny Birthday Ideas
The top 21 Ideas About Email Birthday Cards Free Funny

by admin July 26, 2019

by admin July 26, 2019

The top 21 Ideas About Email Birthday Cards Free Funny . Welcome to our collection of amusing…
Birthday Party Ideas
Top 21 Lps Birthday Party Ideas

by admin July 24, 2019

by admin July 24, 2019

Top 21 Lps Birthday Party Ideas . For the youngest among us, birthday events at Chuck E.…
Birthday Card Ideas
The Best Dog Birthday Card

by admin July 24, 2019

by admin July 24, 2019

The Best Dog Birthday Card . Read these homemade birthday celebration card ideas to get motivated. Most…
Birthday Wishes Ideas
25 Of the Best Ideas for Sexy Birthday Wishes

by admin July 22, 2019

by admin July 22, 2019

25 Of the Best Ideas for Sexy Birthday Wishes .Sending out birthday celebration greetings has actually ended…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for College Girl

by admin July 21, 2019

by admin July 21, 2019

Best 20 Birthday Gift Ideas for College Girl .If you’re the moment a distinctive birthday present, then…
Birthday Decoration Ideas
The top 23 Ideas About Shark Birthday Decorations

by admin July 21, 2019

by admin July 21, 2019

The top 23 Ideas About Shark Birthday Decorations . Host the Ultimate Bash with Themed Birthday Celebration…
Birthday Gift Ideas
Best 20 1 Yr Old Boy Birthday Gift Ideas

by admin July 20, 2019

by admin July 20, 2019

Best 20 1 Yr Old Boy Birthday Gift Ideas . Make a decision towards our huge wide…
Birthday Decoration Ideas
Best 23 Minion Birthday Decorations

by admin July 20, 2019

by admin July 20, 2019

Best 23 Minion Birthday Decorations . Host the Ultimate Celebration with Themed Birthday Celebration Party SuppliesBirthday events…
Birthday Wishes Ideas
The top 25 Ideas About Happy Birthday Wishes to My Daughter From Mom

by admin July 18, 2019

by admin July 18, 2019

The top 25 Ideas About Happy Birthday Wishes to My Daughter From Mom . All the ideal…
Birthday Cake Ideas
20 Best Ideas Pictures Of A Birthday Cake

by admin July 17, 2019

by admin July 17, 2019

20 Best Ideas Pictures Of A Birthday Cake .The fudge icing is merely butter, icing sugar and…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?