Category:

Birthday

Birthday Decoration Ideas
The Best Birthday Car Decorations

by admin May 8, 2019

by admin May 8, 2019

The Best Birthday Car Decorations . Host the Ultimate Celebration with Themed Birthday Celebration Party SuppliesBirthday celebrations…
Birthday Party Ideas
21 Best Ideas What are some Fun Birthday Party Ideas for 13 Year Olds

by admin May 6, 2019

by admin May 6, 2019

21 Best Ideas What are some Fun Birthday Party Ideas for 13 Year Olds . For the…
Birthday Decoration Ideas
The top 23 Ideas About 60th Birthday Table Decorations

by admin May 4, 2019

by admin May 4, 2019

The top 23 Ideas About 60th Birthday Table Decorations . That’s why Celebration City offers a substantial…
Birthday Quote Ideas
35 Best Happy Birthday Quotes for Him

by admin May 3, 2019

by admin May 3, 2019

35 Best Happy Birthday Quotes for Him . Birthday celebration quotes are also at times amusing birthday…
Birthday Party Ideas
21 Best Ideas Ideas for Boy Birthday Party

by admin May 3, 2019

by admin May 3, 2019

21 Best Ideas Ideas for Boy Birthday Party .1st Birthday Ideas >> Barnyard First Birthday Celebration Party…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes to Mother

by admin May 2, 2019

by admin May 2, 2019

The 25 Best Ideas for Birthday Wishes to Mother . Birthday celebrations are amongst the most popular…
Birthday Wishes Ideas
25 Best Funny Husband Birthday Wishes

by admin April 25, 2019

by admin April 25, 2019

25 Best Funny Husband Birthday Wishes .Sending birthday celebration introductions has become an essential practice these days.…
Birthday Gift Ideas
20 Best Wife 40th Birthday Gift Ideas

by admin April 19, 2019

by admin April 19, 2019

20 Best Wife 40th Birthday Gift Ideas . So, in this article at just one issue, you…
Funny Birthday Ideas
21 Best Sister Funny Birthday Wishes

by admin April 18, 2019

by admin April 18, 2019

21 Best Sister Funny Birthday Wishes .Birthday is an opportunity to make individuals really feel loved as…
Birthday Cake Ideas
The top 20 Ideas About Birthday Cakes Boston

by admin April 16, 2019

by admin April 16, 2019

The top 20 Ideas About Birthday Cakes Boston .Birthday celebrations are insufficient without Cakes! The method of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?