Category:

Birthday

Birthday Decoration Ideas
23 Best Elmo Decorations for 1st Birthday

by admin May 18, 2019

by admin May 18, 2019

23 Best Elmo Decorations for 1st Birthday . Host the Ultimate Bash with Themed Birthday Celebration Party…
Birthday Gift Ideas
The 20 Best Ideas for 31st Birthday Gift Ideas for Her

by admin May 18, 2019

by admin May 18, 2019

The 20 Best Ideas for 31st Birthday Gift Ideas for Her . So, right here at a…
Birthday Invitation Ideas
25 Of the Best Ideas for First Birthday Party Invitation Wording

by admin May 18, 2019

by admin May 18, 2019

25 Of the Best Ideas for First Birthday Party Invitation Wording . Whether you’re preparing a birthday…
Birthday Party Ideas
21 Of the Best Ideas for Best Birthday Party Ideas for Adults

by admin May 17, 2019

by admin May 17, 2019

21 Of the Best Ideas for Best Birthday Party Ideas for Adults .1st Birthday Ideas >> Barnyard…
Birthday Gift Ideas
The 20 Best Ideas for 21st Birthday Gift Ideas for Men

by admin May 16, 2019

by admin May 16, 2019

The 20 Best Ideas for 21st Birthday Gift Ideas for Men . Birthday Gifts If you’re after…
Birthday Gift Ideas
The top 20 Ideas About 30th Birthday Gift Ideas

by admin May 15, 2019

by admin May 15, 2019

The top 20 Ideas About 30th Birthday Gift Ideas . Select versus our wide quantity of resourceful…
Birthday Decoration Ideas
The top 23 Ideas About Ladybug Birthday Decorations

by admin May 14, 2019

by admin May 14, 2019

The top 23 Ideas About Ladybug Birthday Decorations .Ladies’ Birthday Celebration Materials Select From 70+ birthday celebration…
Birthday Decoration Ideas
Best 23 Sweet 16 Birthday Decorations

by admin May 12, 2019

by admin May 12, 2019

Best 23 Sweet 16 Birthday Decorations .Ladies’ Birthday Celebration Products Choose from 70+ birthday patterns for ladies,…
Birthday Gift Ideas
The Best Birthday Gift Ideas for Friend Woman

by admin May 11, 2019

by admin May 11, 2019

The Best Birthday Gift Ideas for Friend Woman . Birthday Gifts If you’re following a unique birthday…
Birthday Cake Ideas
The top 20 Ideas About Birthday Sheet Cake Ideas

by admin May 10, 2019

by admin May 10, 2019

The top 20 Ideas About Birthday Sheet Cake Ideas .An ideal birthday celebration scene is buddies and…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?