Category:

Birthday

Birthday Wishes Ideas
25 Of the Best Ideas for Happy Birthday Dad Wishes

by admin July 4, 2019

by admin July 4, 2019

25 Of the Best Ideas for Happy Birthday Dad Wishes .Sending out birthday introductions has actually become…
Birthday Gift Ideas
The Best Ideas for 75th Birthday Gift Ideas for Grandma

by admin July 3, 2019

by admin July 3, 2019

The Best Ideas for 75th Birthday Gift Ideas for Grandma . So, here at 1 desired destination,…
Funny Birthday Ideas
21 Best Ideas Funny Birthday Cakes for Men

by admin July 2, 2019

by admin July 2, 2019

21 Best Ideas Funny Birthday Cakes for Men .Birthday is an opportunity to make individuals feel liked…
Birthday Decoration Ideas
Best 23 Scooby Doo Birthday Decorations

by admin June 30, 2019

by admin June 30, 2019

Best 23 Scooby Doo Birthday Decorations . When it comes to birthdays, you don’t always wish to…
Birthday Gift Ideas
The 20 Best Ideas for Daughters 18th Birthday Gift Ideas

by admin June 29, 2019

by admin June 29, 2019

The 20 Best Ideas for Daughters 18th Birthday Gift Ideas . Birthday Gifts If you’re immediately after…
Birthday Gift Ideas
20 Ideas for Six Year Old Boy Birthday Gift Ideas

by admin June 28, 2019

by admin June 28, 2019

20 Ideas for Six Year Old Boy Birthday Gift Ideas .If you’re as soon as a one…
Birthday Gift Ideas
20 Best Friend Birthday Gift Ideas Girl

by admin June 28, 2019

by admin June 28, 2019

20 Best Friend Birthday Gift Ideas Girl . Acquire against our extensive amount of inventive present Options…
Birthday Party Ideas
21 Ideas for 11 Yr Old Boy Birthday Party Ideas

by admin June 28, 2019

by admin June 28, 2019

21 Ideas for 11 Yr Old Boy Birthday Party Ideas .First Birthday Celebration Ideas >> Barnyard First…
Birthday Decoration Ideas
The Best Ideas for First Birthday Girl Decorations

by admin June 27, 2019

by admin June 27, 2019

The Best Ideas for First Birthday Girl Decorations . Balloons can be one of the most economical…
Birthday Decoration Ideas
23 Best 90th Birthday Decorations

by admin June 24, 2019

by admin June 24, 2019

23 Best 90th Birthday Decorations . Balloons can be one of the most affordable and also straightforward…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?