Category:

Birthday

Birthday Gift Ideas
The 20 Best Ideas for 45th Birthday Gift Ideas for Her

by admin July 7, 2019

by admin July 7, 2019

The 20 Best Ideas for 45th Birthday Gift Ideas for Her . So, listed here at just…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Girlfriend

by admin July 7, 2019

by admin July 7, 2019

The top 25 Ideas About Birthday Wishes for Girlfriend .Sending birthday celebration greetings has become a needed…
Birthday Quote Ideas
The Best Ideas for Birthday Quote Funny

by admin July 6, 2019

by admin July 6, 2019

The Best Ideas for Birthday Quote Funny . Birthday celebration quotes are also at times funny birthday…
Birthday Card Ideas
Best 22 Birthday Wishes Cards

by admin July 6, 2019

by admin July 6, 2019

Best 22 Birthday Wishes Cards . Read these homemade birthday card ideas to get motivated. You may…
Birthday Gift Ideas
20 Of the Best Ideas for 50th Birthday Gift Ideas for Mom

by admin July 6, 2019

by admin July 6, 2019

20 Of the Best Ideas for 50th Birthday Gift Ideas for Mom .If you’re right after a…
Birthday Cake Ideas
Best 20 Happy Birthday Cake and Flowers

by admin July 6, 2019

by admin July 6, 2019

Best 20 Happy Birthday Cake and Flowers .A suitable birthday celebration party scene is good friends and…
Birthday Quote Ideas
35 Ideas for Famous Birthday Quotes

by admin July 5, 2019

by admin July 5, 2019

35 Ideas for Famous Birthday Quotes .Sending out birthday greetings has ended up being a needed practice…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for Grandma From Grandchildren

by admin July 5, 2019

by admin July 5, 2019

20 Ideas for Birthday Gift Ideas for Grandma From Grandchildren .If you’re just after a special birthday…
Birthday Quote Ideas
The 35 Best Ideas for Kid Birthday Quotes

by admin July 5, 2019

by admin July 5, 2019

The 35 Best Ideas for Kid Birthday Quotes . Our internet site supplies a variety of the…
Birthday Gift Ideas
20 Best Female 30th Birthday Gift Ideas

by admin July 4, 2019

by admin July 4, 2019

20 Best Female 30th Birthday Gift Ideas .If you’re just after a exclusive birthday present, then you’ve…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?