Category:

Birthday

Birthday Quote Ideas
35 Best Happy Birthday Quotes to Boyfriend

by admin August 1, 2019

by admin August 1, 2019

35 Best Happy Birthday Quotes to Boyfriend .Sending birthday celebration greetings has become a needed practice nowadays.…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for Mom From son

by admin August 1, 2019

by admin August 1, 2019

Best 20 Birthday Gift Ideas for Mom From son .If you’re when a exclusive birthday gift, then…
Birthday Decoration Ideas
23 Best Outdoor Birthday Decorations

by admin July 30, 2019

by admin July 30, 2019

23 Best Outdoor Birthday Decorations .Ladies’ Birthday Supplies Choose from 70+ birthday celebration patterns for ladies, including…
Birthday Gift Ideas
20 Best Ideas Birthday Gift Ideas for 2 Year Old Girl

by admin July 29, 2019

by admin July 29, 2019

20 Best Ideas Birthday Gift Ideas for 2 Year Old Girl . So, below at 1 stage,…
Birthday Gift Ideas
20 Best Birthday Gift for Her Ideas

by admin July 29, 2019

by admin July 29, 2019

20 Best Birthday Gift for Her Ideas .If you’re right after a unique birthday reward, then you’ve…
Birthday Card Ideas
22 Best Ideas Funny Birthday Cards

by admin July 28, 2019

by admin July 28, 2019

22 Best Ideas Funny Birthday Cards . Make your birthday greeting stand apart when you produce a…
Birthday Gift Ideas
Top 20 Gift Ideas for 18th Birthday

by admin July 27, 2019

by admin July 27, 2019

Top 20 Gift Ideas for 18th Birthday . So, right here at a single Room, your self…
Birthday Invitation Ideas
The 25 Best Ideas for Minions Birthday Invitations

by admin July 26, 2019

by admin July 26, 2019

The 25 Best Ideas for Minions Birthday Invitations .If you’re planning a special birthday celebration for your…
Funny Birthday Ideas
The top 21 Ideas About Email Birthday Cards Free Funny

by admin July 26, 2019

by admin July 26, 2019

The top 21 Ideas About Email Birthday Cards Free Funny . Welcome to our collection of amusing…
Birthday Party Ideas
Top 21 Lps Birthday Party Ideas

by admin July 24, 2019

by admin July 24, 2019

Top 21 Lps Birthday Party Ideas . For the youngest among us, birthday events at Chuck E.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?