Category:

Birthday

Birthday Quote Ideas
The Best Ideas for 55th Birthday Quotes

by admin August 28, 2019

by admin August 28, 2019

The Best Ideas for 55th Birthday Quotes .Sending out birthday greetings has actually ended up being an…
Birthday Decoration Ideas
Best 23 Princess Birthday Party Decorations

by admin August 27, 2019

by admin August 27, 2019

Best 23 Princess Birthday Party Decorations . When it comes to birthday celebrations, you do not constantly…
Funny Birthday Ideas
The Best Funny Birthdays Wishes

by admin August 27, 2019

by admin August 27, 2019

The Best Funny Birthdays Wishes . Welcome to our collection of amusing birthday wants that you can…
Birthday Wishes Ideas
25 Best Ideas Redneck Birthday Wishes

by admin August 27, 2019

by admin August 27, 2019

25 Best Ideas Redneck Birthday Wishes . I am thankful that you are a part of my…
Birthday Gift Ideas
Top 20 Mens 30th Birthday Gift Ideas

by admin August 25, 2019

by admin August 25, 2019

Top 20 Mens 30th Birthday Gift Ideas . So, if oneself are transferring in the course of…
Birthday Party Ideas
21 Best Best Teenage Birthday Party Ideas

by admin August 23, 2019

by admin August 23, 2019

21 Best Best Teenage Birthday Party Ideas .First Birthday Ideas >> Barnyard First Birthday Party Ideas Place…
Birthday Quote Ideas
The Best Happy 29th Birthday Quotes

by admin August 23, 2019

by admin August 23, 2019

The Best Happy 29th Birthday Quotes . These birthday celebration quotes are a terrific area to begin,…
Birthday Cake Ideas
Top 20 Rihanna Birthday Cake Mp3

by admin August 23, 2019

by admin August 23, 2019

Top 20 Rihanna Birthday Cake Mp3 .Truthfully, simply considering this chocolate cheesecake is making me imagine Xmas.…
Birthday Decoration Ideas
The 23 Best Ideas for Minnie Mouse 1st Birthday Party Decorations

by admin August 23, 2019

by admin August 23, 2019

The 23 Best Ideas for Minnie Mouse 1st Birthday Party Decorations . When it comes to birthdays,…
Birthday Quote Ideas
35 Best Motivational Birthday Quotes

by admin August 23, 2019

by admin August 23, 2019

35 Best Motivational Birthday Quotes . Birthday celebration quotes are likewise at times amusing birthday dreams. We…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?