Category:

Birthday

Funny Birthday Ideas
21 Best Ideas Funny 40th Birthday Quotes for Men

by admin September 5, 2019

by admin September 5, 2019

21 Best Ideas Funny 40th Birthday Quotes for Men .Birthday is a chance to make people feel…
Birthday Card Ideas
22 Of the Best Ideas for Sister Birthday Card

by admin September 3, 2019

by admin September 3, 2019

22 Of the Best Ideas for Sister Birthday Card . Browse these homemade birthday card concepts to…
Funny Birthday Ideas
21 Ideas for Happy Birthday Sister Poems Funny

by admin September 3, 2019

by admin September 3, 2019

21 Ideas for Happy Birthday Sister Poems Funny . When an absurd Characteristic birthday card simply won’t…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift Ideas for 8 Year Girl

by admin September 1, 2019

by admin September 1, 2019

The 20 Best Ideas for Birthday Gift Ideas for 8 Year Girl .If you’re just after a…
Birthday Decoration Ideas
The top 23 Ideas About Minion Birthday Party Decorations

by admin September 1, 2019

by admin September 1, 2019

The top 23 Ideas About Minion Birthday Party Decorations .Women’ Birthday Supplies Select From 70+ birthday patterns…
Birthday Decoration Ideas
The top 23 Ideas About John Deere Birthday Decorations

by admin August 31, 2019

by admin August 31, 2019

The top 23 Ideas About John Deere Birthday Decorations .Ladies’ Birthday Celebration Supplies Pick from 70+ birthday…
Birthday Quote Ideas
35 Best Ideas today is My Birthday Quotes

by admin August 30, 2019

by admin August 30, 2019

35 Best Ideas today is My Birthday Quotes . These birthday celebration quotes are a fantastic location…
Birthday Party Ideas
The top 21 Ideas About Youtube Birthday Party Ideas

by admin August 30, 2019

by admin August 30, 2019

The top 21 Ideas About Youtube Birthday Party Ideas . Our Star or Super Star party packages…
Birthday Wishes Ideas
25 Best Ideas Birthday Wishes Lover

by admin August 29, 2019

by admin August 29, 2019

25 Best Ideas Birthday Wishes Lover . Birthday celebrations are amongst one of the most renowned events…
Birthday Quote Ideas
Best 35 Happy Birthday Mother In Law Quotes

by admin August 29, 2019

by admin August 29, 2019

Best 35 Happy Birthday Mother In Law Quotes .Sending birthday celebration greetings has ended up being a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?