Category:

Birthday

Birthday Quote Ideas
The Best Happy 29th Birthday Quotes

by admin August 23, 2019

by admin August 23, 2019

The Best Happy 29th Birthday Quotes . These birthday celebration quotes are a terrific area to begin,…
Birthday Cake Ideas
Top 20 Rihanna Birthday Cake Mp3

by admin August 23, 2019

by admin August 23, 2019

Top 20 Rihanna Birthday Cake Mp3 .Truthfully, simply considering this chocolate cheesecake is making me imagine Xmas.…
Birthday Decoration Ideas
The 23 Best Ideas for Minnie Mouse 1st Birthday Party Decorations

by admin August 23, 2019

by admin August 23, 2019

The 23 Best Ideas for Minnie Mouse 1st Birthday Party Decorations . When it comes to birthdays,…
Birthday Quote Ideas
35 Best Motivational Birthday Quotes

by admin August 23, 2019

by admin August 23, 2019

35 Best Motivational Birthday Quotes . Birthday celebration quotes are likewise at times amusing birthday dreams. We…
Birthday Quote Ideas
35 Ideas for 30th Birthday Quote

by admin August 22, 2019

by admin August 22, 2019

35 Ideas for 30th Birthday Quote .Sending birthday celebration greetings has actually ended up being a required…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas for 14 Year Old Boy

by admin August 22, 2019

by admin August 22, 2019

Top 20 Birthday Gift Ideas for 14 Year Old Boy . So, right here at one particular…
Birthday Decoration Ideas
Best 23 Kids Birthday Decorations

by admin August 22, 2019

by admin August 22, 2019

Best 23 Kids Birthday Decorations . Host the Ultimate Celebration with Themed Birthday Party SuppliesBirthday events should…
Birthday Quote Ideas
35 Ideas for son Birthday Quotes From Mom

by admin August 22, 2019

by admin August 22, 2019

35 Ideas for son Birthday Quotes From Mom . These birthday quotes are a terrific location to…
Birthday Gift Ideas
20 Ideas for 16 Birthday Gift Ideas Girls

by admin August 21, 2019

by admin August 21, 2019

20 Ideas for 16 Birthday Gift Ideas Girls .If you’re as soon as a unique birthday gift,…
Birthday Gift Ideas
The Best Baby's First Birthday Gift Ideas

by admin August 20, 2019

by admin August 20, 2019

The Best Baby&#039;s First Birthday Gift Ideas . Birthday Gifts If you’re immediately after a one of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?