Category:

Birthday

Funny Birthday Ideas
The 21 Best Ideas for Funny 60th Birthday Cakes

by admin September 20, 2019

by admin September 20, 2019

The 21 Best Ideas for Funny 60th Birthday Cakes .Birthday is a chance to make people really…
Birthday Party Ideas
The Best Decoration Ideas Purple Birthday Party

by admin September 19, 2019

by admin September 19, 2019

The Best Decoration Ideas Purple Birthday Party . For the youngest amongst us, birthday celebration parties at…
Birthday Gift Ideas
The top 20 Ideas About 4 Yr Old Girl Birthday Gift Ideas

by admin September 19, 2019

by admin September 19, 2019

The top 20 Ideas About 4 Yr Old Girl Birthday Gift Ideas . So, if you are…
Birthday Invitation Ideas
The top 25 Ideas About Snoopy Birthday Invitations

by admin September 19, 2019

by admin September 19, 2019

The top 25 Ideas About Snoopy Birthday Invitations . There are so many various means to celebrate…
Birthday Invitation Ideas
Top 25 Little Mermaid Birthday Invitations

by admin September 17, 2019

by admin September 17, 2019

Top 25 Little Mermaid Birthday Invitations . Whether you’re planning a birthday celebration event for your little…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for Grandpa From Grandkids

by admin September 17, 2019

by admin September 17, 2019

Best 20 Birthday Gift Ideas for Grandpa From Grandkids .If you’re after a exclusive birthday present, then…
Birthday Quote Ideas
Best 35 Birthday Quotes to A Friend

by admin September 17, 2019

by admin September 17, 2019

Best 35 Birthday Quotes to A Friend . These birthday quotes are a wonderful area to start,…
Birthday Decoration Ideas
23 Of the Best Ideas for 60th Birthday Cake Decorations

by admin September 16, 2019

by admin September 16, 2019

23 Of the Best Ideas for 60th Birthday Cake Decorations .Women’ Birthday Celebration Supplies Select from 70+…
Birthday Quote Ideas
The Best Ideas for Happy Birthday Quotes for My Niece

by admin September 16, 2019

by admin September 16, 2019

The Best Ideas for Happy Birthday Quotes for My Niece .Sending out birthday greetings has come to…
Birthday Invitation Ideas
Top 25 Birthday Invitation App

by admin September 15, 2019

by admin September 15, 2019

Top 25 Birthday Invitation App . Whether you’re intending a birthday celebration party for your little one…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?