Category:

Birthday

Birthday Decoration Ideas
The Best Ideas for 18 Birthday Decorations

by admin November 26, 2019

by admin November 26, 2019

The Best Ideas for 18 Birthday Decorations . Host the Ultimate Bash with Themed Birthday Celebration Event…
Birthday Gift Ideas
20 Of the Best Ideas for Romantic Birthday Gift Ideas for Him

by admin November 26, 2019

by admin November 26, 2019

20 Of the Best Ideas for Romantic Birthday Gift Ideas for Him .If you’re at the time…
Birthday Cake Ideas
The top 20 Ideas About Circus Birthday Cake

by admin November 25, 2019

by admin November 25, 2019

The top 20 Ideas About Circus Birthday Cake . Is it a coincidence that these birthday cake…
Birthday Decoration Ideas
The top 23 Ideas About First Birthday Decorations for Girl

by admin November 24, 2019

by admin November 24, 2019

The top 23 Ideas About First Birthday Decorations for Girl . That’s why Celebration City supplies a…
Birthday Invitation Ideas
25 Best Ideas Surprise Birthday Invitations for Him

by admin November 24, 2019

by admin November 24, 2019

25 Best Ideas Surprise Birthday Invitations for Him . There are a lot of various ways to…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 60 Year Old Man

by admin November 23, 2019

by admin November 23, 2019

20 Best Birthday Gift Ideas for 60 Year Old Man . Birthday Gifts If you’re at the…
Birthday Decoration Ideas
The top 23 Ideas About Princess 1st Birthday Decorations

by admin November 23, 2019

by admin November 23, 2019

The top 23 Ideas About Princess 1st Birthday Decorations . Balloons can be one of the most…
Birthday Gift Ideas
Top 20 Man 30th Birthday Gift Ideas

by admin November 20, 2019

by admin November 20, 2019

Top 20 Man 30th Birthday Gift Ideas . So, right here at a single location, yourself can…
Birthday Decoration Ideas
Top 23 Elegant Birthday Party Decorations

by admin November 16, 2019

by admin November 16, 2019

Top 23 Elegant Birthday Party Decorations .Girls’ Birthday Celebration Materials Choose from 70+ birthday celebration patterns for…
Birthday Quote Ideas
The 35 Best Ideas for Birthday Cousin Quotes

by admin November 16, 2019

by admin November 16, 2019

The 35 Best Ideas for Birthday Cousin Quotes . These birthday quotes are a fantastic place to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?