Category:

Birthday

Birthday Gift Ideas
Top 20 18th Birthday Gift Ideas for Boyfriend

by admin April 1, 2024

by admin April 1, 2024

Top 20 18th Birthday Gift Ideas for Boyfriend . So, in this article at one location, oneself…
Birthday Party Ideas
21 Best Ideas for Girl Birthday Party

by admin March 26, 2024

by admin March 26, 2024

21 Best Ideas for Girl Birthday Party .First Birthday Celebration Ideas >> Barnyard First Birthday Party Ideas…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Daddy

by admin March 23, 2024

by admin March 23, 2024

The top 25 Ideas About Birthday Wishes for Daddy .Sending birthday greetings has actually become a required…
Funny Birthday Ideas
The 21 Best Ideas for Funny Mom Birthday Quotes From Daughter

by admin March 15, 2024

by admin March 15, 2024

The 21 Best Ideas for Funny Mom Birthday Quotes From Daughter .Birthday celebration is an opportunity to…
Birthday Gift Ideas
20 Of the Best Ideas for 2nd Birthday Gift Ideas for Boys

by admin March 12, 2024

by admin March 12, 2024

20 Of the Best Ideas for 2nd Birthday Gift Ideas for Boys . So, in this article…
Birthday Decoration Ideas
23 Of the Best Ideas for Frozen Birthday Decorations Ideas

by admin March 11, 2024

by admin March 11, 2024

23 Of the Best Ideas for Frozen Birthday Decorations Ideas . When it comes to birthdays, you…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas Daughter

by admin March 10, 2024

by admin March 10, 2024

Top 20 Birthday Gift Ideas Daughter .If you’re at the time a one of a kind birthday…
Birthday Gift Ideas
20 Best 3 Yr Old Birthday Gift Ideas Boys

by admin March 3, 2024

by admin March 3, 2024

20 Best 3 Yr Old Birthday Gift Ideas Boys . Make a decision in opposition to our…
Birthday Quote Ideas
35 Ideas for Happy 5th Birthday to My son Quotes

by admin February 23, 2024

by admin February 23, 2024

35 Ideas for Happy 5th Birthday to My son Quotes . Birthday celebration quotes are also at…
Birthday Card Ideas
The Best Princess Birthday Cards

by admin February 20, 2024

by admin February 20, 2024

The Best Princess Birthday Cards .Bulge birthday cards do not have to include a package of balloons.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?