Category:

Birthday

Birthday Invitation Ideas
Top 25 Postcard Birthday Invitations

by admin May 28, 2024

by admin May 28, 2024

Top 25 Postcard Birthday Invitations . Before the special day, strategy in advance as well as order…
Birthday Gift Ideas
Top 20 40th Birthday Gift Ideas for Her

by admin May 27, 2024

by admin May 27, 2024

Top 20 40th Birthday Gift Ideas for Her . So, if on your own are likely during…
Birthday Quote Ideas
The Best Mom Birthday Quote

by admin May 25, 2024

by admin May 25, 2024

The Best Mom Birthday Quote . These birthday quotes are a great location to begin, however do…
Birthday Decoration Ideas
23 Best 40th Birthday Party Decorations

by admin May 23, 2024

by admin May 23, 2024

23 Best 40th Birthday Party Decorations . When it involves birthdays, you don’t constantly intend to spend…
Funny Birthday Ideas
21 Ideas for Birthday Cards Online Funny

by admin May 18, 2024

by admin May 18, 2024

21 Ideas for Birthday Cards Online Funny .Birthday celebration is an opportunity to make individuals really feel…
Birthday Quote Ideas
The Best Best Birthday Quotes Ever

by admin May 17, 2024

by admin May 17, 2024

The Best Best Birthday Quotes Ever . Birthday celebration quotes are likewise at times funny birthday celebration…
Birthday Wishes Ideas
Best 25 Birthday In Heaven Wishes

by admin April 27, 2024

by admin April 27, 2024

Best 25 Birthday In Heaven Wishes . I am happy that you are a part of my…
Birthday Wishes Ideas
The top 25 Ideas About Sexy Birthday Wishes for Her

by admin April 18, 2024

by admin April 18, 2024

The top 25 Ideas About Sexy Birthday Wishes for Her . All the ideal on your birthday…
Funny Birthday Ideas
The Best Funny Birthday Quotes for Wife

by admin April 13, 2024

by admin April 13, 2024

The Best Funny Birthday Quotes for Wife .Birthday celebration is an opportunity to make people feel liked…
Birthday Invitation Ideas
Top 25 Mickey Mouse First Birthday Invitation

by admin April 13, 2024

by admin April 13, 2024

Top 25 Mickey Mouse First Birthday Invitation . There are many different methods to celebrate your birthday.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?