Category:

Birthday

Birthday Decoration Ideas
The 23 Best Ideas for 60th Birthday Decorations

by admin October 4, 2019

by admin October 4, 2019

The 23 Best Ideas for 60th Birthday Decorations .Girls’ Birthday Celebration Supplies Pick From 70+ birthday patterns…
Birthday Cake Ideas
20 Best Minnie Birthday Cake

by admin October 3, 2019

by admin October 3, 2019

20 Best Minnie Birthday Cake .The fudge icing is just butter, icing sugar and dark chocolate ……
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for Dad From son

by admin October 3, 2019

by admin October 3, 2019

20 Of the Best Ideas for Birthday Gift Ideas for Dad From son .If you’re just after…
Birthday Gift Ideas
The 20 Best Ideas for 4 Yr Girl Birthday Gift Ideas

by admin October 2, 2019

by admin October 2, 2019

The 20 Best Ideas for 4 Yr Girl Birthday Gift Ideas . So, below at just one…
Birthday Gift Ideas
The Best Ideas for 18th Birthday Gift Ideas for Boys

by admin October 1, 2019

by admin October 1, 2019

The Best Ideas for 18th Birthday Gift Ideas for Boys . Birthday Gifts If you’re as soon…
Birthday Cake Ideas
The top 20 Ideas About How to Make A Minecraft Birthday Cake

by admin September 29, 2019

by admin September 29, 2019

The top 20 Ideas About How to Make A Minecraft Birthday Cake .An optimal birthday event scene…
Birthday Quote Ideas
Best 35 Twin Birthday Quotes

by admin September 29, 2019

by admin September 29, 2019

Best 35 Twin Birthday Quotes . Birthday celebration quotes are likewise at times amusing birthday dreams. We…
Birthday Quote Ideas
The 35 Best Ideas for Brother In Law Birthday Quotes

by admin September 29, 2019

by admin September 29, 2019

The 35 Best Ideas for Brother In Law Birthday Quotes . These birthday quotes are an excellent…
Birthday Invitation Ideas
The Best Monster Inc Birthday Invitations

by admin September 29, 2019

by admin September 29, 2019

The Best Monster Inc Birthday Invitations . Prior to the wedding day, plan ahead and get your…
Birthday Gift Ideas
20 Best 30th Birthday Gift Ideas for Him

by admin September 28, 2019

by admin September 28, 2019

20 Best 30th Birthday Gift Ideas for Him . So, if yourself are moving all through that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?