Category:

Birthday

Birthday Gift Ideas
20 Of the Best Ideas for 2 Yr Old Girl Birthday Gift Ideas

by admin October 8, 2019

by admin October 8, 2019

20 Of the Best Ideas for 2 Yr Old Girl Birthday Gift Ideas . So, below at…
Birthday Decoration Ideas
23 Best Ideas 40th Birthday Decorations for Her

by admin October 7, 2019

by admin October 7, 2019

23 Best Ideas 40th Birthday Decorations for Her . Balloons can be one of the most cost-effective…
Birthday Decoration Ideas
23 Best 1st Birthday Decor

by admin October 7, 2019

by admin October 7, 2019

23 Best 1st Birthday Decor .Girls’ Birthday Supplies Choose from 70+ birthday patterns for women, consisting of…
Birthday Quote Ideas
The 35 Best Ideas for Happy Birthday Pastor Quotes

by admin October 7, 2019

by admin October 7, 2019

The 35 Best Ideas for Happy Birthday Pastor Quotes . Our internet site supplies a great number…
Birthday Party Ideas
Best 21 Fun Ideas for Teenage Girl Birthday Party

by admin October 6, 2019

by admin October 6, 2019

Best 21 Fun Ideas for Teenage Girl Birthday Party .1st Birthday Ideas >> Barnyard First Birthday Celebration…
Birthday Decoration Ideas
Top 23 Carnival Birthday Party Decorations

by admin October 6, 2019

by admin October 6, 2019

Top 23 Carnival Birthday Party Decorations . Balloons can be one of the most affordable and also…
Birthday Cake Ideas
The Best Ideas for Minnie Mouse Birthday Cake Ideas

by admin October 6, 2019

by admin October 6, 2019

The Best Ideas for Minnie Mouse Birthday Cake Ideas .Commemorate a winter season birthday with this warm…
Funny Birthday Ideas
The 21 Best Ideas for Funny Birthday Card for Dad

by admin October 6, 2019

by admin October 6, 2019

The 21 Best Ideas for Funny Birthday Card for Dad . When a sappy Characteristic birthday celebration…
Birthday Gift Ideas
20 Of the Best Ideas for 40th Birthday Gift Ideas for Sister

by admin October 6, 2019

by admin October 6, 2019

20 Of the Best Ideas for 40th Birthday Gift Ideas for Sister . So, if oneself are…
Birthday Quote Ideas
Best 35 Happy Birthday Quotes for Daughter In Law

by admin October 5, 2019

by admin October 5, 2019

Best 35 Happy Birthday Quotes for Daughter In Law . Birthday celebration quotes are additionally at times…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?