Category:

Birthday

Birthday Wishes Ideas
The Best Ideas for Birthday Wishes to My Boyfriend

by admin November 8, 2019

by admin November 8, 2019

The Best Ideas for Birthday Wishes to My Boyfriend .Sending birthday introductions has come to be a…
Birthday Gift Ideas
The Best Ideas for Birthday Gift Ideas for Teenage Guys

by admin November 7, 2019

by admin November 7, 2019

The Best Ideas for Birthday Gift Ideas for Teenage Guys .If you’re the moment a unique birthday…
Birthday Invitation Ideas
25 Of the Best Ideas for Girls Birthday Party Invitations

by admin November 6, 2019

by admin November 6, 2019

25 Of the Best Ideas for Girls Birthday Party Invitations .If you’re preparing an unique birthday for…
Birthday Gift Ideas
The Best Ideas for 21st Birthday Gift Ideas for Sister

by admin November 6, 2019

by admin November 6, 2019

The Best Ideas for 21st Birthday Gift Ideas for Sister .If you’re immediately after a one of…
Birthday Gift Ideas
20 Best Ideas Birthday Gift Ideas for 9 Yr Old Girl

by admin November 5, 2019

by admin November 5, 2019

20 Best Ideas Birthday Gift Ideas for 9 Yr Old Girl . Birthday Gifts If you’re the…
Birthday Gift Ideas
The Best Ideas for Funny 50th Birthday Gift Ideas

by admin November 4, 2019

by admin November 4, 2019

The Best Ideas for Funny 50th Birthday Gift Ideas .If you’re once a unique birthday reward, then…
Birthday Gift Ideas
The Best Ideas for 12 Year Old Girl Birthday Gift Ideas

by admin November 3, 2019

by admin November 3, 2019

The Best Ideas for 12 Year Old Girl Birthday Gift Ideas . So, if yourself are shifting…
Birthday Decoration Ideas
The top 23 Ideas About 50th Birthday Decoration Ideas

by admin November 1, 2019

by admin November 1, 2019

The top 23 Ideas About 50th Birthday Decoration Ideas .Women’ Birthday Celebration Products Pick From 70+ birthday…
Birthday Party Ideas
Top 21 Birthday Party Craft Ideas for 11 Year Olds

by admin October 31, 2019

by admin October 31, 2019

Top 21 Birthday Party Craft Ideas for 11 Year Olds . For the youngest amongst us, birthday…
Birthday Cake Ideas
20 Best Ideas Birthday Cakes Portland

by admin October 31, 2019

by admin October 31, 2019

20 Best Ideas Birthday Cakes Portland . I’m absolutely horrible at embellishing birthday cakes. I’m weary of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?