Category:

Birthday

Birthday Gift Ideas
20 Best 70th Birthday Gift Ideas for Grandpa

by admin October 29, 2019

by admin October 29, 2019

20 Best 70th Birthday Gift Ideas for Grandpa . So, if you are likely through that trouble…
Birthday Gift Ideas
20 Ideas for First Birthday Gift Ideas Girl

by admin October 28, 2019

by admin October 28, 2019

20 Ideas for First Birthday Gift Ideas Girl . So, if your self are shifting throughout that…
Birthday Quote Ideas
The Best Ideas for 50th Birthday Quote

by admin October 28, 2019

by admin October 28, 2019

The Best Ideas for 50th Birthday Quote . Birthday celebration quotes are also at times funny birthday…
Birthday Gift Ideas
20 Of the Best Ideas for Creative 70th Birthday Gift Ideas for Mom

by admin October 24, 2019

by admin October 24, 2019

20 Of the Best Ideas for Creative 70th Birthday Gift Ideas for Mom .If you’re immediately after…
Birthday Gift Ideas
The Best Ideas for First Birthday Gift Ideas From Parents

by admin October 24, 2019

by admin October 24, 2019

The Best Ideas for First Birthday Gift Ideas From Parents . So, if your self are relocating…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for 16 Year Old Boy

by admin October 23, 2019

by admin October 23, 2019

20 Of the Best Ideas for Birthday Gift Ideas for 16 Year Old Boy .If you’re the…
Funny Birthday Ideas
21 Ideas for Funny Birthday Card for Mom

by admin October 22, 2019

by admin October 22, 2019

21 Ideas for Funny Birthday Card for Mom .Birthday celebration is a chance to make people really…
Birthday Gift Ideas
20 Best 20th Birthday Gift Ideas for Him

by admin October 22, 2019

by admin October 22, 2019

20 Best 20th Birthday Gift Ideas for Him .If you’re right after a exclusive birthday reward, then…
Birthday Gift Ideas
The top 20 Ideas About Bff Birthday Gift Ideas

by admin October 22, 2019

by admin October 22, 2019

The top 20 Ideas About Bff Birthday Gift Ideas . Birthday Gifts If you’re immediately after a…
Birthday Invitation Ideas
25 Of the Best Ideas for Little Monster Birthday Invitations

by admin October 21, 2019

by admin October 21, 2019

25 Of the Best Ideas for Little Monster Birthday Invitations .If you’re planning a special birthday for…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?