Category:

Birthday

Birthday Wishes Ideas
The top 25 Ideas About Happy Birthday Wishes Text

by admin January 7, 2020

by admin January 7, 2020

The top 25 Ideas About Happy Birthday Wishes Text .Sending birthday celebration introductions has ended up being…
Birthday Decoration Ideas
23 Ideas for 75th Birthday Party Decorations

by admin January 7, 2020

by admin January 7, 2020

23 Ideas for 75th Birthday Party Decorations . That’s why Event City uses a massive choice of…
Birthday Gift Ideas
The Best Ideas for 21st Birthday Gift Ideas for Guys

by admin January 7, 2020

by admin January 7, 2020

The Best Ideas for 21st Birthday Gift Ideas for Guys . So, if by yourself are heading…
Birthday Invitation Ideas
Best 25 Bunny Birthday Invitation

by admin January 7, 2020

by admin January 7, 2020

Best 25 Bunny Birthday Invitation . There are many different ways to commemorate your birthday. Whether you…
Birthday Card Ideas
22 Of the Best Ideas for Free Animated Birthday Cards

by admin January 6, 2020

by admin January 6, 2020

22 Of the Best Ideas for Free Animated Birthday Cards .Bulge birthday cards do not need to…
Birthday Decoration Ideas
The Best Ideas for toy Story Birthday Decorations

by admin January 6, 2020

by admin January 6, 2020

The Best Ideas for toy Story Birthday Decorations . When it pertains to birthdays, you don’t always…
Birthday Gift Ideas
Best 20 60th Birthday Gift Ideas for Dad

by admin January 5, 2020

by admin January 5, 2020

Best 20 60th Birthday Gift Ideas for Dad . So, below at one particular level, on your…
Birthday Cake Ideas
The 20 Best Ideas for Birthday Cake topper

by admin January 5, 2020

by admin January 5, 2020

The 20 Best Ideas for Birthday Cake topper .Celebrate a winter season birthday with this warm spiced…
Funny Birthday Ideas
21 Best Funny Sexy Birthday Cards

by admin January 4, 2020

by admin January 4, 2020

21 Best Funny Sexy Birthday Cards . When an absurd Characteristic birthday celebration card just won’t do,…
Birthday Decoration Ideas
23 Best Tinkerbell Birthday Decorations

by admin January 4, 2020

by admin January 4, 2020

23 Best Tinkerbell Birthday Decorations . Balloons can be one of the most inexpensive and also straightforward…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?