Category:

Birthday

Birthday Cake Ideas
Best 20 21st Birthday Cake toppers

by admin December 11, 2019

by admin December 11, 2019

Best 20 21st Birthday Cake toppers .Moms and dads can now easily order cartoon cakes for birthday…
Birthday Invitation Ideas
The Best Ideas for Funny 50th Birthday Invitations

by admin December 10, 2019

by admin December 10, 2019

The Best Ideas for Funny 50th Birthday Invitations . Before the wedding day, strategy ahead as well…
Birthday Quote Ideas
The Best Ideas for Happy Birthday Quotes for Fiance

by admin December 9, 2019

by admin December 9, 2019

The Best Ideas for Happy Birthday Quotes for Fiance . Birthday quotes are likewise at times amusing…
Birthday Party Ideas
21 Ideas for Cool 40th Birthday Party Ideas

by admin December 9, 2019

by admin December 9, 2019

21 Ideas for Cool 40th Birthday Party Ideas . Our Star or Super Star party packages are…
Birthday Wishes Ideas
Top 25 Thank You Everybody for the Birthday Wishes

by admin December 9, 2019

by admin December 9, 2019

Top 25 Thank You Everybody for the Birthday Wishes . I am thankful that you are a…
Birthday Invitation Ideas
The 25 Best Ideas for Princess 1st Birthday Invitations

by admin December 8, 2019

by admin December 8, 2019

The 25 Best Ideas for Princess 1st Birthday Invitations .If you’re planning an unique birthday celebration for…
Birthday Quote Ideas
35 Best Ideas Happy Birthday Quotes for A Brother

by admin December 7, 2019

by admin December 7, 2019

35 Best Ideas Happy Birthday Quotes for A Brother .Sending birthday celebration introductions has come to be…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for 10 Year Old Daughter

by admin December 7, 2019

by admin December 7, 2019

The top 20 Ideas About Birthday Gift Ideas for 10 Year Old Daughter . So, right here…
Birthday Cake Ideas
The 20 Best Ideas for Best Birthday Cakes

by admin December 6, 2019

by admin December 6, 2019

The 20 Best Ideas for Best Birthday Cakes . I’m definitely terrible at embellishing birthday celebration cakes.…
Birthday Party Ideas
Top 21 Pusheen Birthday Party Ideas

by admin December 5, 2019

by admin December 5, 2019

Top 21 Pusheen Birthday Party Ideas .1st Birthday Ideas >> Barnyard First Birthday Celebration Party Ideas Place…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?