Category:

Birthday

Birthday Party Ideas
The 21 Best Ideas for Birthday Party Ideas for 11 Yr Old Girl

by admin December 19, 2019

by admin December 19, 2019

The 21 Best Ideas for Birthday Party Ideas for 11 Yr Old Girl .First Birthday Celebration Ideas…
Birthday Wishes Ideas
The Best Ideas for Sms Birthday Wishes

by admin December 18, 2019

by admin December 18, 2019

The Best Ideas for Sms Birthday Wishes .Sending birthday greetings has actually come to be an essential…
Birthday Invitation Ideas
The 25 Best Ideas for Alice In Wonderland Birthday Party Invitations

by admin December 18, 2019

by admin December 18, 2019

The 25 Best Ideas for Alice In Wonderland Birthday Party Invitations . Whether you’re intending a birthday…
Birthday Gift Ideas
20 Of the Best Ideas for 40th Birthday Gift Ideas for Men Funny

by admin December 16, 2019

by admin December 16, 2019

20 Of the Best Ideas for 40th Birthday Gift Ideas for Men Funny . So, if on…
Birthday Decoration Ideas
The 23 Best Ideas for Carnival Birthday Decorations

by admin December 15, 2019

by admin December 15, 2019

The 23 Best Ideas for Carnival Birthday Decorations . Balloons can be among one of the most…
Birthday Invitation Ideas
Best 25 Free Printable Birthday Invitations

by admin December 14, 2019

by admin December 14, 2019

Best 25 Free Printable Birthday Invitations . Whether you’re intending a birthday celebration party for your little…
Birthday Gift Ideas
20 Best Ideas Girls First Birthday Gift Ideas

by admin December 13, 2019

by admin December 13, 2019

20 Best Ideas Girls First Birthday Gift Ideas . Get against our huge selection of innovative gift…
Birthday Gift Ideas
Top 20 13th Birthday Gift Ideas for Girl

by admin December 13, 2019

by admin December 13, 2019

Top 20 13th Birthday Gift Ideas for Girl . Pick in opposition to our extensive range of…
Birthday Cake Ideas
The Best Ideas for Firefighter Birthday Cake

by admin December 12, 2019

by admin December 12, 2019

The Best Ideas for Firefighter Birthday Cake . I’m absolutely horrible at enhancing birthday cakes. Truthfully, I…
Birthday Decoration Ideas
23 Ideas for 90 Birthday Decorations

by admin December 11, 2019

by admin December 11, 2019

23 Ideas for 90 Birthday Decorations . Balloons can be one of the most cost-effective and also…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?