Category:

Birthday

Birthday Decoration Ideas
23 Best 50th Birthday Party Decorations for Men

by admin April 3, 2020

by admin April 3, 2020

23 Best 50th Birthday Party Decorations for Men . When it pertains to birthdays, you don’t constantly…
Birthday Gift Ideas
20 Best Ideas 80th Birthday Gift Ideas for Men

by admin April 2, 2020

by admin April 2, 2020

20 Best Ideas 80th Birthday Gift Ideas for Men . So, below at 1 point, you can…
Birthday Cake Ideas
The top 20 Ideas About Gluten Free Birthday Cake Delivery

by admin March 30, 2020

by admin March 30, 2020

The top 20 Ideas About Gluten Free Birthday Cake Delivery .The fudge icing is just butter, icing…
Birthday Gift Ideas
The Best First Birthday Return Gift Ideas

by admin March 26, 2020

by admin March 26, 2020

The Best First Birthday Return Gift Ideas . So, listed here at one place, oneself can attain…
Birthday Cake Ideas
20 Best Cow Birthday Cake

by admin March 23, 2020

by admin March 23, 2020

20 Best Cow Birthday Cake .Honestly, simply considering this chocolate cheesecake is making me dream of Christmas.…
Birthday Decoration Ideas
The top 23 Ideas About Minions Birthday Party Decorations

by admin March 18, 2020

by admin March 18, 2020

The top 23 Ideas About Minions Birthday Party Decorations . When it pertains to birthdays, you do…
Birthday Invitation Ideas
25 Of the Best Ideas for Birthday Invitation Text

by admin March 17, 2020

by admin March 17, 2020

25 Of the Best Ideas for Birthday Invitation Text . Whether you’re intending a birthday party for…
Birthday Gift Ideas
20 Best 70th Birthday Gift Ideas for Her

by admin March 15, 2020

by admin March 15, 2020

20 Best 70th Birthday Gift Ideas for Her . Birthday Gifts If you’re immediately after a distinctive…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas 12 Year Old Boy

by admin March 15, 2020

by admin March 15, 2020

20 Of the Best Ideas for Birthday Gift Ideas 12 Year Old Boy . Choose in opposition…
Birthday Party Ideas
The top 21 Ideas About 25th Birthday Party Ideas for Her

by admin March 15, 2020

by admin March 15, 2020

The top 21 Ideas About 25th Birthday Party Ideas for Her . For the youngest amongst us,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?