Category:

Birthday

Birthday Invitation Ideas
25 Of the Best Ideas for 2 Year Old Birthday Invitations

by admin January 22, 2020

by admin January 22, 2020

25 Of the Best Ideas for 2 Year Old Birthday Invitations . Prior to the wedding day,…
Birthday Invitation Ideas
25 Best Ideas First Birthday Quotes for Invitations

by admin January 22, 2020

by admin January 22, 2020

25 Best Ideas First Birthday Quotes for Invitations . Before the big day, strategy in advance and…
Birthday Gift Ideas
The Best Gift Ideas for 50th Birthday Woman

by admin January 21, 2020

by admin January 21, 2020

The Best Gift Ideas for 50th Birthday Woman . So, if you are shifting all through that…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift for Mom Ideas

by admin January 20, 2020

by admin January 20, 2020

The 20 Best Ideas for Birthday Gift for Mom Ideas . Birthday Gifts If you’re when a…
Birthday Decoration Ideas
23 Ideas for Table Decorations for Birthday Party

by admin January 20, 2020

by admin January 20, 2020

23 Ideas for Table Decorations for Birthday Party . When it comes to birthdays, you don’t always…
Birthday Gift Ideas
Best 20 30th Birthday Gift Ideas for Women

by admin January 19, 2020

by admin January 19, 2020

Best 20 30th Birthday Gift Ideas for Women . So, if your self are transferring throughout that…
Birthday Party Ideas
The top 21 Ideas About Mickey Mouse Birthday Party Ideas 1 Year Old

by admin January 19, 2020

by admin January 19, 2020

The top 21 Ideas About Mickey Mouse Birthday Party Ideas 1 Year Old .First Birthday Ideas >>…
Birthday Invitation Ideas
Best 25 Microsoft Word Birthday Invitation Template

by admin January 19, 2020

by admin January 19, 2020

Best 25 Microsoft Word Birthday Invitation Template . Whether you’re planning a birthday party for your little…
Birthday Invitation Ideas
Best 25 Dual Birthday Party Invitations

by admin January 18, 2020

by admin January 18, 2020

Best 25 Dual Birthday Party Invitations . Before the special day, strategy in advance and also order…
Funny Birthday Ideas
Best 21 Funny Short Birthday Wishes

by admin January 16, 2020

by admin January 16, 2020

Best 21 Funny Short Birthday Wishes . When an absurd Hallmark birthday card simply will not do,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?